Blue Cash Everyday from American Express
American Express · American Express
The no-fee version of Blue Cash, at 3% instead of 6%.
Vault Nerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Reward rates
U.S. supermarkets Up to $6,000 per year, then 1% | 3% |
U.S. online retail | 3% |
U.S. gas stations | 3% |
All other purchases | 1% |
Welcome bonus
Welcome offer varies by applicant, up to $200 cash back.
Perks
- 0% intro APR on purchases for 15 months
- 0% intro APR on balance transfers for 15 months
- Good to excellent credit, roughly 690 and above
Frequently asked questions
Is the Blue Cash Everyday from American Express worth it?
It has no annual fee. It's best suited to the no-fee version of Blue Cash, at 3% instead of 6%. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Blue Cash Everyday from American Express earn?
It earns 3% on u.s. supermarkets, 3% on u.s. online retail and 3% on u.s. gas stations.
What credit score do you need for the Blue Cash Everyday from American Express?
We'd suggest a score of around 690 or higher, which puts approval in our "moderate" band. This is a Vault Nerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Blue Cash Everyday from American Express Review.” Vault Nerd, https://www.vaultnerd.com/credit-cards/amex-blue-cash-everyday, updated August 2026.
- American Express published product page and cardholder agreement