Capital One Quicksilver
Flat-rate cash back with a long 0% window and a low spend requirement on the bonus.
Vault Nerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Reward rates
Hotels and rental cars booked through Capital One Travel | 5% |
Every other purchase | 1.5% |
Welcome bonus
$200 cash bonus after $500 of spending in the first 3 months.
Requirement: $500 in 3 months
Perks
- 0% intro APR on purchases for 15 months
- 0% intro APR on balance transfers for 15 months, balance transfer fee applies
- Good to excellent credit, roughly 690 and above
Frequently asked questions
Is the Capital One Quicksilver worth it?
It has no annual fee. It's best suited to flat-rate cash back with a long 0% window and a low spend requirement on the bonus. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Capital One Quicksilver earn?
It earns 5% on hotels and rental cars booked through capital one travel and 1.5% on every other purchase.
What credit score do you need for the Capital One Quicksilver?
We'd suggest a score of around 690 or higher, which puts approval in our "moderate" band. This is a Vault Nerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Capital One Quicksilver Review.” Vault Nerd, https://www.vaultnerd.com/credit-cards/capital-one-quicksilver, updated August 2026.
- Capital One published product page and cardholder agreement