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CIBC Aeroplan Visa Infinite Card
travel4.4 / 5

CIBC Aeroplan Visa Infinite Card

CIBC

Best for

Air Canada flyers who want Aeroplan points and checked-bag savings at a mid-range fee.

Apply on CIBC
Annual fee
$139
FX fee
2.5%
Purchase APR
21.99%
Income req.
$60,000 personal / $100,000 household
Recommended credit score
725+
Approval difficulty
Hard approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

One of the best-value Aeroplan cards in Canada, pairing solid category earn rates with genuinely useful Air Canada perks. The first-year fee rebate makes it an easy card to try.

Reward rates

Gas & EV charging
1.5x
Groceries
1.5x
Air Canada (incl. Air Canada Vacations)
1.5x
Everything else
1x

VaultNerd values these points at ~2¢ each.

Welcome bonus

~$1,139 value

Up to 50,000 Aeroplan points plus a one-time annual fee rebate ($139, plus $50 for up to 3 authorized users) — CIBC values the offer at up to $1,300

Requirement: 10,000 points on first purchase; 15,000 points after $6,000 spend in first 6 statement periods; 25,000 anniversary points with $12,000 in net purchases in first 12 statement periods

Pros

  • Strong Aeroplan earn on gas, groceries and Air Canada
  • Valuable Air Canada perks like free first checked bag
  • Comprehensive travel insurance package

Cons

  • Base earn rate is only 1 point per $1
  • No airport lounge access at this tier

Perks

  • Free first checked bag on Air Canada for you, authorized users and up to 8 companions
  • Preferred pricing on Aeroplan flight rewards and no airline surcharges on Air Canada flight rewards
  • 1,000 Status Qualifying Credits per $20,000 spend (up to 25,000 SQC)
  • Aeroplan 4th hotel night free on points redemptions
  • Visa Infinite concierge, hotel and dining privileges
  • Up to 10 cents off per litre with Journie Rewards

Insurance

  • Out-of-province emergency travel medical
  • Trip cancellation and trip interruption
  • Flight delay and baggage
  • Hotel burglary
  • Car rental collision and loss damage
  • Purchase security and extended protection
  • Mobile device insurance
  • Common carrier accident
Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.
Written by
The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“CIBC Aeroplan Visa Infinite Card Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/cibc-aeroplan-visa-infinite, updated June 2026.

Sources
  • CIBC cardholder agreement and rates & fees disclosure
  • VaultNerd cards database