VaultNerd
CIBC Aeroplan Visa Infinite Privilege Card
travel4.2 / 5

CIBC Aeroplan Visa Infinite Privilege Card

CIBC

Best for

Frequent Air Canada flyers with premium spend who will use lounge access and the companion pass.

Apply on CIBC
Annual fee
$599
FX fee
2.5%
Purchase APR
21.99%
Income req.
$150,000 personal / $200,000 household
Recommended credit score
780+
Approval difficulty
Hard approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

A genuine premium Aeroplan card whose lounge access, priority airport services and companion pass can comfortably outweigh the $599 fee for regular Air Canada travellers.

Reward rates

Air Canada (incl. Air Canada Vacations)
2x
Gas & EV charging
1.5x
Groceries
1.5x
Travel & dining
1.5x
Everything else
1.25x

VaultNerd values these points at ~2¢ each.

Welcome bonus

~$2,000 value

Up to 100,000 Aeroplan points — CIBC values the full offer at up to $3,200 including lounge access and NEXUS rebate

Requirement: 10,000 points after $1,000 spend in first 2 statement periods; 40,000 points after $5,000 spend in first 4 statement periods; 50,000 anniversary points with $25,000 in net purchases in first 12 statement periods

Pros

  • Rich Air Canada premium perks including lounge access
  • Highest Aeroplan earn rates in the CIBC lineup
  • Companion pass can offset the fee for two-traveller households

Cons

  • $599 annual fee is steep
  • High income requirement ($150k personal / $200k household)

Perks

  • Maple Leaf Lounge and Air Canada Cafe access, plus 6 Visa Airport Companion lounge visits per year
  • Priority check-in, boarding and baggage handling on Air Canada
  • Free first checked bag for you and up to 8 companions
  • Annual Worldwide Companion Pass from $99 after $25,000 annual spend
  • NEXUS application fee rebate every 4 years
  • 1,000 Status Qualifying Credits per $5,000 spend (up to 25,000 SQC)

Insurance

  • Out-of-province emergency travel medical
  • Trip cancellation and trip interruption
  • Flight delay and baggage
  • Hotel burglary
  • Car rental collision and loss damage
  • Purchase security and extended protection
  • Mobile device insurance
  • Common carrier accident
Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.
Written by
The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“CIBC Aeroplan Visa Infinite Privilege Card Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/cibc-aeroplan-visa-infinite-privilege, updated June 2026.

Sources
  • CIBC cardholder agreement and rates & fees disclosure
  • VaultNerd cards database