CIBC Aventura Visa Card for Business
CIBC
Small businesses that want flexible travel rewards and employee cards without airline lock-in.
VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A flexible business travel card with a meaningful two-year fee rebate; the optional low-rate structure is a nice touch for businesses that occasionally carry a balance.
Reward rates
Travel via CIBC Rewards Centre (CIBC by Expedia) | 2x |
Gas & EV charging | 1.5x |
Travel (airlines, hotels, car rentals, cruises, tour operators) | 1.5x |
Transportation (commuter transit, rail, ferries, taxis, parking, tolls) | 1.5x |
Everything else | 1x |
VaultNerd values these points at ~1¢ each.
Welcome bonus
Up to 70,000 Aventura Points plus annual fee rebated for the first 2 years (CIBC values the offer at up to $2,100; first-year value shown includes $120 fee rebate)
Requirement: 20,000 points on first purchase; 50,000 points with $40,000 spend in first 12 statement periods
Pros
- Solid travel-category earn for business spending
- Two years fee-free on the current offer
Cons
- Full bonus requires $40,000 first-year spend
- No travel medical insurance
Perks
- Choice of two fee/rate structures, including a 12.99% low-rate option
- 1.5x points on gas, travel and transportation business spend
- Flexible redemption on any airline, hotels and more
- Two-year annual fee rebate on the current offer
- Up to 9 additional cards for employees
Insurance
- Purchase security and extended protection
- Car rental collision and loss damage
- Common carrier accident ($500,000)
- Trip cancellation and trip interruption
Researching and writing about Canadian credit cards and rewards since 2026.
“CIBC Aventura Visa Card for Business Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/cibc-aventura-visa-business, updated June 2026.
- CIBC cardholder agreement and rates & fees disclosure
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