CIBC Aventura Visa Card for Students
CIBC
Post-secondary students building credit who want a first travel-rewards card.
VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
One of the better student cards in Canada thanks to the SPC+ perk and welcome points, even if earn rates are modest.
Reward rates
Gas & EV charging | 1x |
Groceries | 1x |
Drug stores | 1x |
Travel via CIBC Rewards Centre (CIBC by Expedia) | 1x |
Everything else 1 point per $2 spent | 0.5x |
VaultNerd values these points at ~1¢ each.
Welcome bonus
Up to 12,500 Aventura Points (up to $125 in travel value)
Requirement: 2,500 points for completing five onboarding activities within 60 days; 10,000 bonus points with $1,000 in net purchases in first 4 statement periods
Pros
- No income requirement makes approval accessible for students
- Free SPC+ membership adds real student value
Cons
- Low 0.5x base earn rate
- Sparse insurance coverage
Perks
- No annual fee and no minimum income requirement
- Free SPC+ membership with discounts at 450+ brands
- Builds credit history while earning travel points
- Credit limit up to $5,000 for Canadian students
- Points never expire while the account is open
Insurance
- Common carrier accident ($100,000)
- Purchase security and extended protection
Researching and writing about Canadian credit cards and rewards since 2026.
“CIBC Aventura Visa Card for Students Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/cibc-aventura-visa-students, updated June 2026.
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