Citi Strata Premier
Three-times points across an unusually broad set of everyday categories.
Vault Nerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Reward rates
Hotels, car rentals and attractions booked through Citi Travel | 10x |
Air travel, restaurants, supermarkets, gas and EV charging | 3x |
All other purchases | 1x |
Welcome bonus
60,000 bonus points after qualifying spending in the first 3 months.
Perks
- Good to excellent credit, roughly 690 and above
Frequently asked questions
Is the Citi Strata Premier worth it?
It charges a $95 annual fee. It's best suited to three-times points across an unusually broad set of everyday categories. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Citi Strata Premier earn?
It earns 10x on hotels, car rentals and attractions booked through citi travel, 3x on air travel, restaurants, supermarkets, gas and ev charging and 1x on all other purchases.
What credit score do you need for the Citi Strata Premier?
We'd suggest a score of around 690 or higher, which puts approval in our "moderate" band. This is a Vault Nerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Citi Strata Premier Review.” Vault Nerd, https://www.vaultnerd.com/credit-cards/citi-strata-premier, updated August 2026.
- Citi published product page and cardholder agreement