rewards3.3 / 5

Laurentian Bank Visa Infinite Card

Laurentian Bank

Best for

Laurentian Bank clients who want a flexible 2% earn card with premium travel insurance.

Apply on Laurentian Bank

Annual fee

$130

FX fee

2.5%

Purchase APR

20.99%

Income req.

$60,000 personal / $100,000 household

Recommended credit score

725+

Approval difficulty

Hard approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

A refreshed, Brim-powered Visa Infinite with simple cash-like points and solid insurance, including senior-friendly travel medical. The fee and modest bonus keep it a niche pick outside Laurentian's client base.

Reward rates

Groceries	2x
Gas	2x
Travel	2x
Transportation	2x
Recurring payments	2x
Everything else	1x

VaultNerd values these points at ~1¢ each.

Welcome bonus

~$120 value

12,000 bonus points, worth $120

Requirement: Spend $1,500 in the first 3 months

Pros

Strong $5M travel medical insurance, including 65+ coverage
Flexible 2% earn on five everyday categories
Lower income requirement than most premium cards

Cons

$130 fee with a modest welcome bonus
No airline or hotel transfer partners
Limited branch presence outside Quebec

Perks

Points worth a flat 1 cent each as statement credit against any purchase (100 points = $1)
Instant virtual card on approval (Brim Financial platform)
Up to 30% extra points through Laurentian's eShop portal
Visa Infinite Concierge, Luxury Hotel Collection and Troon golf benefits
First additional card fee rebated in year one

Insurance

Travel emergency medical $5,000,000 (31 days; 15 days if 65+)
Trip cancellation $2,000 and trip interruption $5,000
Common carrier travel accident $500,000
Baggage delay coverage
Auto rental collision/loss damage insurance
Purchase protection (90 days) and extended warranty (1 year)

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.

Written by

The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“Laurentian Bank Visa Infinite Card Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/laurentian-bank-visa-infinite-card, updated June 2026.

Sources

Laurentian Bank cardholder agreement and rates & fees disclosure
VaultNerd cards database