travel4.4 / 5

RBC Avion Visa Infinite

RBC

Best for

Travellers who want flexible, transferable points and a strong welcome bonus at a mid-tier annual fee.

Apply on RBC

Annual fee

$120

FX fee

2.5%

Purchase APR

20.99%

Income req.

$60,000 personal / $100,000 household

Recommended credit score

725+

Approval difficulty

Hard approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

RBC's flagship travel card pairs flexible Avion points and airline transfer partners with extensive insurance. Earn rates are modest, so it shines most as a transfer hub and welcome-bonus play.

Reward rates

Travel purchases	1.25x
All other purchases	1x

VaultNerd values these points at ~2¢ each.

Welcome bonus

~$1,400 value

Up to 70,000 Avion points: 35,000 on approval, 20,000 after spending $5,000 in the first 6 months, plus a 15,000-point one-time anniversary bonus. Apply by July 15, 2026.

Requirement: Spend $5,000 in the first 6 months for the 20,000 bonus points

Pros

Flexible Avion points with strong fixed-value flight redemptions and four airline transfer partners
Excellent all-around insurance package for a $120 card
Generous, frequently elevated welcome offers

Cons

Weak base earn rate of 1 point per $1 outside travel
2.5% foreign transaction fee

Perks

Book any flight on 500+ airlines via the Air Travel Redemption Schedule with no blackout dates
Transfer Avion points to British Airways Avios, Cathay Asia Miles, American Airlines AAdvantage and WestJet
Avion Rewards Elite membership with access to top-tier offers
12-month complimentary DoorDash DashPass
Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada
Visa Infinite hotel, dining and concierge benefits

Insurance

Out-of-province/country emergency medical (15 days; 3 days age 65+)
Trip cancellation and trip interruption
Travel accident ($500,000)
Auto rental collision/loss damage waiver
Delayed baggage and flight delay
Hotel/motel burglary
Mobile device insurance
Purchase security and extended warranty

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.

Written by

The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“RBC Avion Visa Infinite Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/rbc-avion-visa-infinite, updated June 2026.

Sources

RBC cardholder agreement and rates & fees disclosure
VaultNerd cards database