
RBC Avion Visa Infinite Privilege
RBC
High-income frequent flyers who want premium airport perks and maximum Avion redemption value.
VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A genuinely premium card with lounge access, fast-track security and the best Avion earn and redemption rates. The high fee and income bar limit it to heavy travellers.
Reward rates
All qualifying purchases Plus 2x redemption value when booking business and first class tickets through the Air Travel Redemption Schedule | 1.25x |
VaultNerd values these points at ~2¢ each.
Welcome bonus
Up to 100,000 Avion points (35,000 on approval, 20,000 after $5,000 spend in 6 months, 45,000 anniversary bonus) plus 6 airport lounge passes — a combined value RBC pegs at up to $2,375. Apply by July 15, 2026.
Requirement: Spend $5,000 in the first 6 months for the 20,000 bonus points
Pros
- 1.25x earn on everything plus 2x value on premium-cabin redemptions
- Lounge passes, fast-track security and premium insurance suite
Cons
- Steep $399 annual fee and $200,000 income requirement
- Only 6 lounge visits per year versus unlimited on some competitors
Perks
- 6 complimentary global airport lounge visits per membership year (DragonPass)
- VIP security fast track and dedicated parking at select Canadian airports
- Double redemption value on business and first class flight redemptions
- Visa Infinite Privilege hotel collection, Troon golf, OpenTable and concierge benefits
- 12-month complimentary DoorDash DashPass
- Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada
Insurance
- Out-of-province/country emergency medical
- Trip cancellation and trip interruption
- Travel accident
- Auto rental collision/loss damage waiver
- Delayed baggage and flight delay
- Lost or stolen baggage
- Hotel/motel burglary
- Mobile device insurance (up to $1,500)
- Purchase security and extended warranty
Researching and writing about Canadian credit cards and rewards since 2026.
“RBC Avion Visa Infinite Privilege Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/rbc-avion-visa-infinite-privilege, updated June 2026.
- RBC cardholder agreement and rates & fees disclosure
- VaultNerd cards database