VaultNerd
RBC Avion Visa Platinum
travel3.5 / 5

RBC Avion Visa Platinum

RBC

Best for

Travellers who want Avion points but do not meet the Visa Infinite income requirement.

Apply on RBC
Annual fee
$120
FX fee
2.5%
Purchase APR
20.99%
Income req.
—
Recommended credit score
680+
Approval difficulty
Moderate approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

Essentially the Avion Visa Infinite minus the income requirement, travel earn bonus and medical insurance. Fine as an entry point to Avion, but the Infinite is better if you qualify.

Reward rates

Travel purchases
1x
All other purchases
1x

VaultNerd values these points at ~2¢ each.

Welcome bonus

~$1,100 value

Up to 55,000 Avion points: 35,000 on approval plus 20,000 after spending $5,000 in the first 6 months (max travel value of $1,100). Apply by June 15, 2026.

Requirement: Spend $5,000 in the first 6 months for the 20,000 bonus points

Pros

  • Full Avion flight redemption schedule access with no minimum income requirement
  • Same $120 fee as the Visa Infinite version

Cons

  • No 1.25x travel earn or emergency medical insurance like the Visa Infinite
  • Weak 1 point per $1 earn rate across the board

Perks

  • Book any flight on 500+ airlines via the Air Travel Redemption Schedule with no blackout dates
  • Convert points to WestJet, American Airlines, British Airways and Cathay Pacific programs
  • Available without the Visa Infinite income requirement
  • Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada
  • 3 or 12-month complimentary DoorDash DashPass

Insurance

  • Travel accident
  • Trip cancellation and trip interruption
  • Auto rental collision/loss damage waiver
  • Delayed baggage and flight delay
  • Hotel/motel burglary
  • Purchase security and extended warranty
Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.
Written by
The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“RBC Avion Visa Platinum Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/rbc-avion-visa-platinum, updated June 2026.

Sources
  • RBC cardholder agreement and rates & fees disclosure
  • VaultNerd cards database