travel3.7 / 5

RBC British Airways Visa Infinite

RBC

Best for

Loyal British Airways and oneworld flyers who can use Avios sweet spots and the 10% flight discount.

Apply on RBC

Annual fee

$165

FX fee

2.5%

Purchase APR

20.5%

Income req.

$60,000 personal / $100,000 household

Recommended credit score

725+

Approval difficulty

Hard approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

A niche but rewarding card for BA loyalists, with 3x earn on BA purchases and useful flight discounts. Most flexible-points seekers will prefer the Avion Visa Infinite.

Reward rates

British Airways purchases	3x
Dining & food delivery	2x
All other qualifying purchases	1x

VaultNerd values these points at ~2¢ each.

Welcome bonus

~$1,200 value

Up to 60,000 bonus Avios — enough for a return Reward Flight to London from all Canadian destinations.

Pros

Direct Avios earning with strong oneworld redemption sweet spots
10% BA flight discount and a companion voucher can offset the fee

Cons

No trip cancellation or interruption insurance
Companion voucher requires a hefty $30,000 annual spend
BA redemptions from Canada carry high fuel surcharges

Perks

Only Avios-earning credit card in Canada
10% off British Airways flights booked and paid with the card
Companion voucher (or 50% solo Avios fare discount) after $30,000 annual spend
Redeem Avios on British Airways and oneworld partners to nearly 1,000 destinations
12-month complimentary DoorDash DashPass

Insurance

Out-of-province/country emergency medical
Travel accident
Flight delay and delayed baggage
Hotel/motel burglary
Auto rental collision/loss damage waiver
Purchase security and extended warranty

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.

Written by

The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“RBC British Airways Visa Infinite Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/rbc-british-airways-visa-infinite, updated June 2026.

Sources

RBC cardholder agreement and rates & fees disclosure
VaultNerd cards database