VaultNerd
Rogers Red Mastercard
cash-back3.7 / 5

Rogers Red Mastercard

Rogers Bank

Best for

Rogers or Fido customers who don't meet World Elite income requirements but still want 2% cashback.

Apply on Rogers Bank
Annual fee
None
FX fee
2.5%
Purchase APR
20.99%
Income req.
—
Recommended credit score
640+
Approval difficulty
Moderate approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

A solid no-fee entry card for the Rogers ecosystem, effectively matching the World Elite's 2% earn for qualifying customers, minus the insurance package.

Reward rates

U.S. dollar purchases
2.5% foreign transaction fee still applies
2%
Everything else
2% with a qualifying Rogers, Fido, Comwave, or Shaw service; 1% otherwise
2%

Pros

  • 2% cashback everywhere for Rogers-family customers with no fee
  • Useful telecom perks like free roaming days and 0% phone financing

Cons

  • Only 1% base rate without a qualifying Rogers service
  • No travel insurance
  • Cashback redemption requires $10 minimum

Perks

  • No annual fee and up to nine free supplementary cards
  • 1.5x redemption bonus when cashback is redeemed toward Rogers, Fido, Comwave, or Shaw purchases
  • Five free Roam Like Home days each year for Rogers subscribers
  • 0% interest Equal Payment Plan device financing at Rogers and Fido stores
  • No income requirement

Insurance

  • Mastercard Zero Liability
Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.
Written by
The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“Rogers Red Mastercard Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/rogers-red-mastercard, updated June 2026.

Sources
  • Rogers Bank cardholder agreement and rates & fees disclosure
  • VaultNerd cards database