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Scotiabank Passport Visa Infinite + Card
travel4.4 / 5

Scotiabank Passport Visa Infinite + Card

Scotiabank

Best for

Travellers who spend abroad and want to avoid the 2.5% foreign transaction fee while earning flexible points.

Apply on Scotiabank
Annual fee
$150
FX fee
0%
Purchase APR
20.99%
Income req.
$60,000 personal / $100,000 household
Recommended credit score
725+
Approval difficulty
Hard approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

The Passport Visa Infinite + remains Canada's benchmark no-FX-fee travel card, pairing solid everyday earn rates with lounge access and comprehensive insurance for a reasonable $150 fee.

Reward rates

Scene+ Travel hotels & car rentals
1x on travel generally; extra 3x on hotels and car rentals booked through Scene+ Travel powered by Expedia
4x
Sobeys-family grocery stores
Sobeys, Safeway, IGA, Foodland, FreshCo, Thrifty Foods and more; 2x at other grocery stores
3x
Dining
$50,000 combined annual cap on all accelerated categories
2x
Entertainment
2x
Daily transit
2x
Everything else
1x

VaultNerd values these points at ~1¢ each.

Welcome bonus

~$600 value

Up to 60,000 bonus Scene+ points: 40,000 + 10,000 with spend requirements, plus an annual 10,000-point bonus with $40,000 annual spend

Requirement: Spend $2,000 in first 3 months (40,000 pts) and $10,000 in first 6 months (10,000 pts); spend $40,000 in a year for the extra 10,000 pts. Offer ends July 1, 2026

Pros

  • One of Canada's best no-FX-fee travel cards
  • Strong 2x-3x earn on groceries, dining, entertainment and transit
  • Lounge passes, GigSky data and solid travel insurance included

Cons

  • Scene+ points are fixed-value (~1 cpp) with no transfer partners
  • 3x rate limited to Sobeys-family banners
  • Welcome bonus excludes recent Scotiabank cardholders

Perks

  • No foreign transaction fees - only the exchange rate applies
  • 6 complimentary airport lounge visits per year via Visa Airport Companion (1,200+ lounges)
  • Complimentary 10GB GigSky global mobile data for 15 days each year
  • Avis Preferred Plus membership with upgrades and 5-25% discounts
  • Annual 10,000-point bonus every year you spend $40,000+
  • Up to 10 cents/L in value at Shell

Insurance

  • Travel emergency medical (up to $2 million)
  • Trip cancellation (up to $1,500/person, $10,000/trip) and trip interruption
  • Flight delay insurance
  • Delayed and lost luggage insurance
  • Rental car collision/loss damage insurance
  • Hotel/motel burglary insurance
  • Common carrier travel accident insurance
Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.
Written by
The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“Scotiabank Passport Visa Infinite + Card Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/scotiabank-passport-visa-infinite, updated June 2026.

Sources
  • Scotiabank cardholder agreement and rates & fees disclosure
  • VaultNerd cards database