travel4.2 / 5

WestJet RBC World Elite Mastercard

RBC

Best for

Regular WestJet flyers who can use the companion voucher and free checked bags every year.

Apply on RBC

Annual fee

$139

FX fee

2.5%

Purchase APR

20.99%

Income req.

$80,000 personal / $150,000 household

Recommended credit score

725+

Approval difficulty

Hard approval

VaultNerd estimate based on the card's tier and income requirements — not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

One of Canada's best airline co-brand cards: the companion voucher, baggage benefit and high everyday earn deliver real value for anyone flying WestJet a few times a year.

Reward rates

WestJet flights, WestJet Vacations & Sunwing Vacations	2x
Grocery stores	2x
Transportation (gas, EV charging, transit & rideshare)	2x
All other everyday purchases	1.5x

VaultNerd values these points at ~1¢ each.

Welcome bonus

~$450 value

Up to 45,000 WestJet points — a value of up to $450 off travel.

Pros

Companion voucher and free checked bags easily offset the fee for WestJet flyers
Strong 2x earn on groceries and transportation, 1.5x everywhere else
Full travel insurance suite including trip cancellation

Cons

WestJet points are only useful on WestJet, Sunwing and partner redemptions
$80,000 personal income requirement

Perks

Annual round-trip companion voucher from $119 (welcome voucher after first purchase; renews with $5,000 annual spend)
First checked bag free for you and up to 8 guests on the same reservation
Status Lift: every $5,000 spent earns $200 in WestJet tier qualifying spend
Mastercard Travel Pass (DragonPass) access to 1,300+ airport lounges
12-month complimentary DoorDash DashPass
Exchange companion voucher for a 30% flight discount, $200 vacation credit or 2 lounge passes

Insurance

Out-of-province/country emergency medical
Trip cancellation and trip interruption
Travel accident
Auto rental collision/loss damage waiver
Delayed baggage and flight delay
Hotel/motel burglary
Mobile device insurance
Purchase security and extended warranty

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site — this does not influence our editorial content.

Written by

The VaultNerd Team

Researching and writing about Canadian credit cards and rewards since 2026.

Cite this page

“WestJet RBC World Elite Mastercard Review — VaultNerd” — VaultNerd, https://www.vaultnerd.com/credit-cards/westjet-rbc-world-elite-mastercard, updated June 2026.

Sources

RBC cardholder agreement and rates & fees disclosure
VaultNerd cards database