How much are BMO Rewards points worth?
About 0.7¢ each for a typical redemption. Enter your balance below to see what it's really worth — and how it compares to every other Canadian program.
Fixed-value program. Travel redemptions through the BMO Rewards portal give the best rate; merchandise is usually worse.
Typical range 0.5¢–1¢ per point. What you actually get depends entirely on how you redeem.
| Program | ¢ / point | Value |
|---|---|---|
| Aeroplan | 2.1¢ | $1,050.00 |
| Amex Membership Rewards | 2¢ | $1,000.00 |
| RBC Avion Rewards | 1.7¢ | $850.00 |
| CIBC Aventura | 1.3¢ | $650.00 |
| Air Miles (Dream) | 1.2¢ | $600.00 |
| Scene+ | 1¢ | $500.00 |
| WestJet Dollars | 1¢ | $500.00 |
| Marriott Bonvoy | 0.9¢ | $450.00 |
| BMO Rewards | 0.7¢ | $350.00 |
| TD Rewards | 0.5¢ | $250.00 |
| PC Optimum | 0.1¢ | $50.00 |
Comparing the same raw balance across programs. In practice you earn very different numbers of points per dollar in each — a TD Rewards point is worth less, but you earn many more of them.
A BMO Rewards point is worth roughly 0.7¢ (range 0.5¢–1¢). Fixed-value program. Travel redemptions through the BMO Rewards portal give the best rate; merchandise is usually worse.
BMO Rewards points value chart
| Points | Poor redemption | Typical | Great |
|---|---|---|---|
| 10,000 | $50.00 | $70.00 | $100.00 |
| 25,000 | $125.00 | $175.00 | $250.00 |
| 50,000 | $250.00 | $350.00 | $500.00 |
| 100,000 | $500.00 | $700.00 | $1,000.00 |
Frequently asked questions
How much is a BMO Rewards point worth?
About 0.7 cents each as a baseline, with a realistic range of 0.5¢ to 1¢ depending on how you redeem. That makes 50,000 points worth roughly $350.00.
How do I get the most from BMO Rewards points?
Fixed-value program. Travel redemptions through the BMO Rewards portal give the best rate; merchandise is usually worse.
Can I transfer BMO Rewards points to another program?
BMO Rewards points can't be transferred to airline or hotel partners. They're redeemed within the program itself, which makes their value predictable but caps the upside.
Other programs
Researching and writing about Canadian rewards programs and travel since 2026.
“BMO Rewards Points Value Calculator — VaultNerd” — VaultNerd, https://www.vaultnerd.com/tools/points-value-calculator/bmo-rewards, updated August 2026.
- BMO Rewards published award chart / redemption rates
- VaultNerd point valuations, reviewed quarterly