Desjardins credit cards & products
Quebec's largest financial cooperative, and the dominant issuer in that province. Its BONUSDOLLARS program works as a straightforward cash-equivalent currency.
What Desjardins does well
- The dominant institution in Quebec, with deep branch coverage there
- BONUSDOLLARS work as a simple cash-equivalent currency
- Member-owned, so profits are returned to members rather than shareholders
What to watch for
- Presence outside Quebec is limited
- Reward value is straightforward but rarely market-leading
Desjardins cards earn BONUSDOLLARS. See what those points are actually worth with our points value calculator.
All 5 Desjardins credit cards
Frequently asked questions about Desjardins
What credit cards does Desjardins offer?
We track 5 Desjardins credit cards, 1 of which have no annual fee. Annual fees run from $100 to $295. They run on Mastercard and Visa.
What rewards program do Desjardins cards use?
Desjardins cards earn BONUSDOLLARS. The dominant institution in Quebec, with deep branch coverage there. Worth knowing: presence outside Quebec is limited.
What credit score do you need for a Desjardins card?
Across the Desjardins cards we track, our recommended scores range from 640 to 780. Entry-level and no-fee cards sit at the lower end, while premium cards typically want 780+ along with the income requirement. These are VaultNerd estimates based on card tier and stated income requirements, not official issuer cutoffs.
Compare Desjardins against everything else
Loyalty to one bank rarely pays. Run your actual spending through the card finder to see whether a Desjardins card genuinely earns you the most, or browse every card we cover.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Desjardins Products.” VaultNerd, https://www.vaultnerd.com/ca/banks/desjardins, updated August 2026.
- Desjardins published product pages and cardholder agreements
- VaultNerd products database