Best credit cards in Canada
Browse 105 cards with full reward rates, fees, welcome bonuses, and insurance, all in one place. Filter, sort, and compare to find the card that pays you the most.
105 cards
rewardsAmex
American Express Cobalt CardAmerican Express5x Groceries & food delivery
Annual fee $1924.8
Rec. score 680+Moderate approval
travelAmex
American Express Platinum CardAmerican Express2x Dining & food delivery
Annual fee $7994.7
Rec. score 760+Hard approval
travelAmex
American Express Aeroplan Reserve CardAmerican Express3x Air Canada & Air Canada Vacations
Annual fee $5994.6
Rec. score 780+Hard approval
travelVisa
TD Aeroplan Visa Infinite CardTD1.5x Air Canada & Air Canada Vacations (direct)
Annual fee $1394.5
Rec. score 725+Hard approval
cash-backVisa
CIBC Dividend Visa Infinite CardCIBC4% Groceries
Annual fee $1204.5
Rec. score 725+Hard approval
cash-backVisa
Scotia Momentum Visa Infinite + CardScotiabank4% Groceries
Annual fee $1204.5
Rec. score 725+Hard approval
travelAmex
Scotiabank Gold American Express CardScotiabank6x Sobeys-family grocery stores
Annual fee $1204.5
Rec. score 680+Moderate approval
travelAmex
Business Platinum Card from American ExpressAmerican Express1.25x All purchases
Annual fee $7994.4
Rec. score 760+Hard approval
travelVisa
CIBC Aeroplan Visa Infinite CardCIBC1.5x Gas & EV charging
Annual fee $1394.4
Rec. score 725+Hard approval
travelVisa
RBC Avion Visa InfiniteRBC1.25x Travel purchases
Annual fee $1204.4
Rec. score 725+Hard approval
travelVisa
Scotiabank Passport Visa Infinite + CardScotiabank4x Scene+ Travel hotels & car rentals
Annual fee $1504.4
Rec. score 725+Hard approval
cash-backAmex
SimplyCash Preferred Card from American ExpressAmerican Express4% Groceries
Annual fee $1204.4
Rec. score 680+Moderate approval
cash-backVisa
Wealthsimple Credit Card (Visa Infinite)Wealthsimple2% All purchases
Annual fee $2404.4
Rec. score 725+Hard approval
travelAmex
American Express Gold Rewards CardAmerican Express2x Travel (flights, hotels, car rentals, cruises)
Annual fee $2504.3
Rec. score 680+Moderate approval
travelAmex
Marriott Bonvoy American Express CardAmerican Express5x Marriott Bonvoy hotels
Annual fee $1204.3
Rec. score 680+Moderate approval
travelVisa
TD First Class Travel Visa Infinite CardTD8x Expedia For TD bookings
Annual fee $1394.3
Rec. score 725+Hard approval
cash-backMastercard
Tangerine Money-Back World MastercardTangerine2% 2% category of your choice
Annual fee None4.3
Rec. score 640+Moderate approval
cash-backMastercard
Rogers Red World Elite MastercardRogers Bank3% U.S. dollar purchases
Annual fee None4.3
Rec. score 725+Hard approval
travelAmex
American Express Aeroplan Business Reserve CardAmerican Express3x Air Canada & Air Canada Vacations
Annual fee $5994.3
Rec. score 780+Hard approval
rewardsVisa
BMO eclipse Visa Infinite CardBMO5x Groceries
Annual fee $1204.3
Rec. score 725+Hard approval
travelVisa
TD Aeroplan Visa Infinite Privilege CardTD2x Air Canada & Air Canada Vacations (direct)
Annual fee $5994.2
Rec. score 780+Hard approval
travelMastercard
National Bank World Elite MastercardNational Bank5x Groceries
Annual fee $1504.2
Rec. score 725+Hard approval
travelAmex
Marriott Bonvoy Business American Express CardAmerican Express5x Marriott Bonvoy hotels
Annual fee $1504.2
Rec. score 680+Moderate approval
travelVisa
CIBC Aeroplan Visa Infinite Privilege CardCIBC2x Air Canada (incl. Air Canada Vacations)
Annual fee $5994.2
Rec. score 780+Hard approval
travelMastercard
WestJet RBC World Elite MastercardRBC2x WestJet flights, WestJet Vacations & Sunwing Vacations
Annual fee $1394.2
Rec. score 725+Hard approval
cash-backMastercard
Tangerine Money-Back MastercardTangerine2% 2% category of your choice
Annual fee None4.2
Rec. score 640+Moderate approval
cash-backMastercard
Neo World Elite MastercardNeo Financial5% Groceries
Annual fee $1494.2
Rec. score 725+Hard approval
travelVisa
Desjardins Odyssey Visa Infinite PrivilegeDesjardins4x Restaurants
Annual fee $2954.2
Rec. score 780+Hard approval
cash-backVisa
TD Cash Back Visa Infinite CardTD3% Groceries
Annual fee $1394.1
Rec. score 725+Hard approval
travelVisa
CIBC Aventura Visa Infinite CardCIBC2x Travel via CIBC Rewards Centre (CIBC by Expedia)
Annual fee $1394.1
Rec. score 725+Hard approval
travelVisa
RBC Avion Visa Infinite PrivilegeRBC1.25x All qualifying purchases
Annual fee $3994.1
Rec. score 780+Hard approval
travelMastercard
BMO Ascend World Elite MastercardBMO5x Eligible travel purchases
Annual fee $1504.1
Rec. score 725+Hard approval
rewardsMastercard
MBNA Rewards World Elite MastercardMBNA5x Groceries
Annual fee $1204.1
Rec. score 725+Hard approval
cash-backMastercard
Triangle World Elite MastercardCanadian Tire Bank4% Canadian Tire, Sport Chek, Mark's, Party City & partner stores
Annual fee None4.1
Rec. score 725+Hard approval
cash-backMastercard
Desjardins Cash Back World Elite MastercardDesjardins4% Groceries
Annual fee $1004.1
Rec. score 725+Hard approval
no-feeAmex
Scotiabank American Express CardScotiabank3x Sobeys-family grocery stores
Annual fee None4.1
Rec. score 640+Moderate approval
travelVisa
Scotiabank Passport Visa Infinite Business CardScotiabank1.5x All business purchases
Annual fee $1994.0
Rec. score 725+Hard approval
rewardsMastercard
PC World Elite MastercardPC Financial45x Shoppers Drug Mart / Pharmaprix
Annual fee None4.0
Rec. score 725+Hard approval
travelMastercard
United MileagePlus Neo World Elite MastercardNeo Financial1.25x United Airlines & Star Alliance flights
Annual fee $894.0
Rec. score 725+Hard approval
travelAmex
American Express Aeroplan CardAmerican Express2x Air Canada & Air Canada Vacations
Annual fee $1204.0
Rec. score 680+Moderate approval
cash-backVisa
CIBC Dividend Platinum Visa CardCIBC3% Groceries
Annual fee $994.0
Rec. score 680+Moderate approval
travelMastercard
BMO VIPorter World Elite MastercardBMO3x Porter Airlines purchases
Annual fee $1994.0
Rec. score 725+Hard approval
cash-backMastercard
CIBC Costco MastercardCIBC3% Restaurants
Annual fee None4.0
Rec. score 640+Moderate approval
travelVisa
CIBC Aventura Visa Infinite Privilege CardCIBC3x Travel via CIBC Rewards Centre (CIBC by Expedia)
Annual fee $4994.0
Rec. score 780+Hard approval
travelMastercard
Desjardins Odyssey World Elite MastercardDesjardins3x Groceries
Annual fee $1304.0
Rec. score 725+Hard approval
cash-backAmex
SimplyCash Card from American ExpressAmerican Express2% Groceries
Annual fee None3.9
Rec. score 640+Moderate approval
securedMastercard
Neo Secured MastercardNeo Financial1% Groceries
Annual fee None3.9
Rec. score 300+Easy approval
travelVisa
CIBC Aventura Gold Visa CardCIBC2x Travel via CIBC Rewards Centre (CIBC by Expedia)
Annual fee $1393.9
Rec. score 680+Moderate approval
travelVisa
CIBC Aeroplan Visa Business CardCIBC2x Air Canada (incl. Air Canada Vacations)
Annual fee $1803.9
Rec. score 680+Moderate approval
travelVisa
RBC Avion Visa Infinite BusinessRBC1.25x All business purchases
Annual fee $1753.9
Rec. score 725+Hard approval
travelMastercard
WestJet RBC World Elite Mastercard for BusinessRBC6x WestJet flights
Annual fee $1753.9
Rec. score 725+Hard approval
travelAmex
Scotiabank Platinum American Express CardScotiabank3x Scene+ Travel hotels & car rentals
Annual fee $3993.9
Rec. score 680+Moderate approval
cash-backVisa
Simplii Financial Cash Back Visa CardSimplii Financial4% Restaurants, bars & coffee shops
Annual fee None3.9
Rec. score 640+Moderate approval
travelVisa
BMO eclipse Visa Infinite Privilege CardBMO5x Groceries
Annual fee $5993.9
Rec. score 780+Hard approval
cash-backMastercard
BMO CashBack World Elite MastercardBMO5% Groceries
Annual fee $1203.9
Rec. score 725+Hard approval
rewardsMastercard
BMO Blue Rewards World Elite MastercardBMO10x Blue Rewards partners (incl. Blue Rewards Travel)
Annual fee $1503.9
Rec. score 725+Hard approval
cash-backVisa
Meridian Visa Infinite Cash Back CardMeridian4% Groceries
Annual fee $993.9
Rec. score 725+Hard approval
travelVisa
Scotiabank Passport Visa Infinite Privilege CardScotiabank3x Travel
Annual fee $5993.9
Rec. score 780+Hard approval
rewardsMastercard
BMO Ascend World Elite Business MastercardBMO4x Gas & office supplies
Annual fee $1493.9
Rec. score 725+Hard approval
rewardsAmex
American Express Business Gold Rewards CardAmerican Express1x All purchases
Annual fee $1993.8
Rec. score 680+Moderate approval
cash-backMastercard
Neo World MastercardNeo Financial2% Groceries
Annual fee None3.8
Rec. score 640+Moderate approval
low-interestVisa
CIBC Select Visa CardCIBC0% All purchases
Annual fee $293.8
Rec. score 640+Moderate approval
no-fxVisa
Home Trust Preferred VisaHome Trust1% All eligible purchases
Annual fee None3.8
Rec. score 640+Moderate approval
cash-backMastercard
BMO CashBack MastercardBMO3% Groceries
Annual fee None3.8
Rec. score 640+Moderate approval
travelMastercard
Cathay World Elite Mastercard – Powered by NeoNeo Financial2x Cathay Pacific flights
Annual fee $1803.7
Rec. score 725+Hard approval
studentVisa
CIBC Dividend Visa Card for StudentsCIBC2% Groceries
Annual fee None3.7
Rec. score 600+Easy approval
travelVisa
RBC British Airways Visa InfiniteRBC3x British Airways purchases
Annual fee $1653.7
Rec. score 725+Hard approval
no-feeMastercard
MBNA Rewards Platinum Plus MastercardMBNA2x Groceries
Annual fee None3.7
Rec. score 640+Moderate approval
cash-backMastercard
Rogers Red MastercardRogers Bank2% U.S. dollar purchases
Annual fee None3.7
Rec. score 640+Moderate approval
travelVisa
Desjardins Odyssey Gold VisaDesjardins2x Restaurants
Annual fee $1103.7
Rec. score 680+Moderate approval
no-feeAmex
American Express Green CardAmerican Express1x All purchases
Annual fee None3.6
Rec. score 640+Moderate approval
travelVisa
CIBC Aventura Visa Card for BusinessCIBC2x Travel via CIBC Rewards Centre (CIBC by Expedia)
Annual fee $1203.6
Rec. score 680+Moderate approval
no-feeVisa
BMO eclipse rise Visa CardBMO2.5x Recurring bill payments
Annual fee None3.6
Rec. score 640+Moderate approval
travelVisa
CIBC Aeroplan Visa CardCIBC1x Gas & EV charging
Annual fee None3.6
Rec. score 640+Moderate approval
low-interestVisa
Scotiabank Value Visa CardScotiabank0% All purchases
Annual fee $293.6
Rec. score 640+Moderate approval
cash-backMastercard
Desjardins Cash Back MastercardDesjardins2% Restaurants
Annual fee None3.6
Rec. score 640+Moderate approval
studentVisa
CIBC Aventura Visa Card for StudentsCIBC1x Gas & EV charging
Annual fee None3.5
Rec. score 600+Easy approval
travelMastercard
Air France KLM World Elite MastercardBrim Financial5x Air France & KLM flights
Annual fee $1323.5
Rec. score 725+Hard approval
travelVisa
TD Platinum Travel Visa CardTD6x Expedia For TD bookings
Annual fee $893.5
Rec. score 680+Moderate approval
travelVisa
RBC Avion Visa PlatinumRBC1x Travel purchases
Annual fee $1203.5
Rec. score 680+Moderate approval
travelMastercard
BMO VIPorter MastercardBMO2x Porter Airlines purchases
Annual fee $893.5
Rec. score 680+Moderate approval
balance-transferMastercard
MBNA True Line MastercardMBNA0% All purchases
Annual fee None3.5
Rec. score 640+Moderate approval
cash-backVisa
CIBC Dividend Visa CardCIBC2% Groceries
Annual fee None3.4
Rec. score 640+Moderate approval
rewardsMastercard
CIBC Adapta MastercardCIBC2x Travel via CIBC by Expedia
Annual fee None3.4
Rec. score 640+Moderate approval
cash-backMastercard
BMO CashBack Business MastercardBMO1.5% Gas stations
Annual fee None3.4
Rec. score 640+Moderate approval
no-feeMastercard
Brim MastercardBrim Financial0.5x All purchases
Annual fee None3.4
Rec. score 640+Moderate approval
rewardsVisa
TD Rewards Visa CardTD4x Expedia For TD bookings
Annual fee None3.4
Rec. score 640+Moderate approval
cash-backMastercard
RBC Cash Back MastercardRBC2% Grocery store purchases
Annual fee None3.4
Rec. score 640+Moderate approval
low-interestMastercard
BMO Preferred Rate MastercardBMO0% No rewards earned on purchases
Annual fee $293.4
Rec. score 640+Moderate approval
travelVisa
RBC Avion Visa BusinessRBC1x All business purchases
Annual fee $1203.3
Rec. score 680+Moderate approval
travelMastercard
WestJet RBC MastercardRBC1.5x WestJet flights, WestJet Vacations & Sunwing Vacations
Annual fee $393.3
Rec. score 680+Moderate approval
cash-backMastercard
RBC Cash Back Preferred World Elite MastercardRBC1.5% All purchases
Annual fee $993.3
Rec. score 725+Hard approval
cash-backVisa
Scotia Momentum No-Fee Visa CardScotiabank1% Groceries
Annual fee None3.3
Rec. score 640+Moderate approval
no-feeMastercard
BMO Blue Rewards MastercardBMO5x Blue Rewards partners (incl. Blue Rewards Travel)
Annual fee None3.3
Rec. score 640+Moderate approval
rewardsMastercard
Brim World Elite MastercardBrim Financial1x All purchases
Annual fee $893.3
Rec. score 725+Hard approval
travelVisa
CIBC Aventura Visa CardCIBC1x Gas & EV charging
Annual fee None3.3
Rec. score 640+Moderate approval
rewardsVisa
Laurentian Bank Visa Infinite CardLaurentian Bank2x Groceries
Annual fee $1303.3
Rec. score 725+Hard approval
no-feeVisa
Scotiabank Scene+ Visa CardScotiabank2x Sobeys-family grocery stores
Annual fee None3.2
Rec. score 640+Moderate approval
securedVisa
Home Trust Secured VisaHome Trust0% All purchases
Annual fee None3.2
Rec. score 300+Easy approval
travelVisa
TD Aeroplan Visa Platinum CardTD1x Air Canada & Air Canada Vacations (direct)
Annual fee $893.2
Rec. score 680+Moderate approval
travelVisa
Meridian Visa Infinite Travel Rewards CardMeridian3x Foreign currency purchases
Annual fee $993.2
Rec. score 725+Hard approval
rewardsMastercard
Brim World MastercardBrim Financial1x All purchases
Annual fee $992.8
Rec. score 725+Hard approval
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