Scotiabank Passport Visa Infinite + Card
Travellers who spend abroad and want to avoid the 2.5% foreign transaction fee while earning flexible points.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
The Passport Visa Infinite + remains Canada's benchmark no-FX-fee travel card, pairing solid everyday earn rates with lounge access and comprehensive insurance for a reasonable $150 fee.
Reward rates
Scene+ Travel hotels & car rentals 1x on travel generally; extra 3x on hotels and car rentals booked through Scene+ Travel powered by Expedia | 4x |
Sobeys-family grocery stores Sobeys, Safeway, IGA, Foodland, FreshCo, Thrifty Foods and more; 2x at other grocery stores | 3x |
Dining $50,000 combined annual cap on all accelerated categories | 2x |
Entertainment | 2x |
Daily transit | 2x |
Everything else | 1x |
VaultNerd values these points at ~1¢ each.
Welcome bonus
Up to 60,000 bonus Scene+ points: 40,000 + 10,000 with spend requirements, plus an annual 10,000-point bonus with $40,000 annual spend
Requirement: Spend $2,000 in first 3 months (40,000 pts) and $10,000 in first 6 months (10,000 pts); spend $40,000 in a year for the extra 10,000 pts. Offer ends July 1, 2026
Pros
- One of Canada's best no-FX-fee travel cards
- Strong 2x-3x earn on groceries, dining, entertainment and transit
- Lounge passes, GigSky data and solid travel insurance included
Cons
- Scene+ points are fixed-value (~1 cpp) with no transfer partners
- 3x rate limited to Sobeys-family banners
- Welcome bonus excludes recent Scotiabank cardholders
Perks
- No foreign transaction fees - only the exchange rate applies
- 6 complimentary airport lounge visits per year via Visa Airport Companion (1,200+ lounges)
- Complimentary 10GB GigSky global mobile data for 15 days each year
- Avis Preferred Plus membership with upgrades and 5-25% discounts
- Annual 10,000-point bonus every year you spend $40,000+
- Up to 10 cents/L in value at Shell
Insurance
- Travel emergency medical (up to $2 million)
- Trip cancellation (up to $1,500/person, $10,000/trip) and trip interruption
- Flight delay insurance
- Delayed and lost luggage insurance
- Rental car collision/loss damage insurance
- Hotel/motel burglary insurance
- Common carrier travel accident insurance
Frequently asked questions
Is the Scotiabank Passport Visa Infinite + Card worth it?
It charges a $150 annual fee, and we rate it 4.4 out of 5. It's best suited to travellers who spend abroad and want to avoid the 2.5% foreign transaction fee while earning flexible points. The welcome bonus is worth roughly $600, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Scotiabank Passport Visa Infinite + Card earn?
It earns 4x on scene+ travel hotels & car rentals, 3x on sobeys-family grocery stores and 2x on dining. We value these points at about 1¢ each, so the top rate works out to roughly 4.0% back.
What credit score do you need for the Scotiabank Passport Visa Infinite + Card?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“Scotiabank Passport Visa Infinite + Card Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/scotiabank-passport-visa-infinite, updated June 2026.
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