TD credit cards & products
Big Five bank whose cards split between the Aeroplan lineup and TD Rewards, a fixed-value program redeemed through Expedia for TD.
What TD does well
- A full Aeroplan card lineup, including strong companion and travel benefits
- Wide branch network with long opening hours
What to watch for
- TD Rewards points are worth only about 0.5¢ and must be booked through Expedia for TD
- Premium Aeroplan cards carry $60,000 personal / $100,000 household income requirements
TD cards earn Aeroplan and TD Rewards. See what those points are actually worth with our points value calculator.
All 8 TD credit cards
Frequently asked questions about TD
What credit cards does TD offer?
We track 8 TD credit cards, 2 of which have no annual fee. Annual fees run from $89 to $599. They run on Visa.
What rewards program do TD cards use?
TD cards earn Aeroplan and TD Rewards. A full Aeroplan card lineup, including strong companion and travel benefits. Worth knowing: TD Rewards points are worth only about 0.5¢ and must be booked through Expedia for TD.
What credit score do you need for a TD card?
Across the TD cards we track, our recommended scores range from 640 to 780. Entry-level and no-fee cards sit at the lower end, while premium cards typically want 780+ along with the income requirement. These are VaultNerd estimates based on card tier and stated income requirements, not official issuer cutoffs.
Compare TD against everything else
Loyalty to one bank rarely pays. Run your actual spending through the card finder to see whether a TD card genuinely earns you the most, or browse every card we cover.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“TD Products.” VaultNerd, https://www.vaultnerd.com/ca/banks/td, updated August 2026.
- TD published product pages and cardholder agreements
- VaultNerd products database