TD First Class Travel Visa Infinite Card
Travellers who want big everyday earn rates and full travel insurance without an airline-specific program.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
One of Canada's best bank travel-points cards for everyday spending, as long as you're happy redeeming through Expedia For TD. The travel credit and lounge visits soften the $139 fee.
Reward rates
Expedia For TD bookings 8 TD Rewards Points per $1 when you book travel through Expedia For TD | 8x |
Groceries | 6x |
Dining | 6x |
Public transit | 6x |
Recurring bill payments | 4x |
Streaming, digital gaming & media | 4x |
All other purchases Plus an annual Birthday Bonus of up to 10,000 TD Rewards Points | 2x |
VaultNerd values these points at ~0.5¢ each.
Welcome bonus
Up to 165,000 TD Rewards Points (20,000 on first purchase + 145,000 with spend requirement) plus a first-year annual fee rebate; TD values the full offer at up to $1,400. Value shown is points at 0.5 cents each plus the $139 fee rebate.
Requirement: Spend $7,500 within 180 days of account opening; first purchase within 3 months for the fee rebate
Pros
- Strong 6x earn on groceries, dining and transit
- Excellent insurance suite plus $100 annual travel credit
- Large first-year welcome offer with fee rebate
Cons
- TD Rewards Points are worth only ~0.5 cents and are most valuable through Expedia For TD
- Best value locks you into TD's travel portal
Perks
- $100 annual TD Travel Credit on a $500+ Expedia For TD booking
- 4 complimentary airport lounge visits per year via Visa Airport Companion Program
- Annual Birthday Bonus of up to 10,000 TD Rewards Points
- Points worth more when redeemed through Expedia For TD (200 points = $1)
- Visa Infinite Concierge, Luxury Hotel Collection and Dining Series
- Earn 50% more points at Starbucks when you link your card
Insurance
- Travel emergency medical (up to $2M, 21 days under age 65)
- Trip cancellation/trip interruption
- Flight/trip delay
- Delayed and lost baggage
- Common carrier travel accident
- Auto rental collision/loss damage
- Hotel/motel burglary
- Mobile device insurance
Frequently asked questions
Is the TD First Class Travel Visa Infinite Card worth it?
It charges a $139 annual fee, and we rate it 4.3 out of 5. It's best suited to travellers who want big everyday earn rates and full travel insurance without an airline-specific program. The welcome bonus is worth roughly $964, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the TD First Class Travel Visa Infinite Card earn?
It earns 8x on expedia for td bookings, 6x on groceries and 6x on dining. We value these points at about 0.5¢ each, so the top rate works out to roughly 4.0% back.
What credit score do you need for the TD First Class Travel Visa Infinite Card?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“TD First Class Travel Visa Infinite Card Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/td-first-class-travel-visa-infinite, updated June 2026.
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