CIBC Aeroplan Visa Infinite Card
Air Canada flyers who want Aeroplan points and checked-bag savings at a mid-range fee.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
One of the best-value Aeroplan cards in Canada, pairing solid category earn rates with genuinely useful Air Canada perks. The first-year fee rebate makes it an easy card to try.
Reward rates
Gas & EV charging | 1.5x |
Groceries | 1.5x |
Air Canada (incl. Air Canada Vacations) | 1.5x |
Everything else | 1x |
VaultNerd values these points at ~2¢ each.
Welcome bonus
Up to 50,000 Aeroplan points plus a one-time annual fee rebate ($139, plus $50 for up to 3 authorized users); CIBC values the offer at up to $1,300
Requirement: 10,000 points on first purchase; 15,000 points after $6,000 spend in first 6 statement periods; 25,000 anniversary points with $12,000 in net purchases in first 12 statement periods
Pros
- Strong Aeroplan earn on gas, groceries and Air Canada
- Valuable Air Canada perks like free first checked bag
- Comprehensive travel insurance package
Cons
- Base earn rate is only 1 point per $1
- No airport lounge access at this tier
Perks
- Free first checked bag on Air Canada for you, authorized users and up to 8 companions
- Preferred pricing on Aeroplan flight rewards and no airline surcharges on Air Canada flight rewards
- 1,000 Status Qualifying Credits per $20,000 spend (up to 25,000 SQC)
- Aeroplan 4th hotel night free on points redemptions
- Visa Infinite concierge, hotel and dining privileges
- Up to 10 cents off per litre with Journie Rewards
Insurance
- Out-of-province emergency travel medical
- Trip cancellation and trip interruption
- Flight delay and baggage
- Hotel burglary
- Car rental collision and loss damage
- Purchase security and extended protection
- Mobile device insurance
- Common carrier accident
Frequently asked questions
Is the CIBC Aeroplan Visa Infinite Card worth it?
It charges a $139 annual fee, and we rate it 4.4 out of 5. It's best suited to air Canada flyers who want Aeroplan points and checked-bag savings at a mid-range fee. The welcome bonus is worth roughly $1,139, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the CIBC Aeroplan Visa Infinite Card earn?
It earns 1.5x on gas & ev charging, 1.5x on groceries and 1.5x on air canada (incl. air canada vacations). We value these points at about 2¢ each, so the top rate works out to roughly 3.0% back.
What credit score do you need for the CIBC Aeroplan Visa Infinite Card?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“CIBC Aeroplan Visa Infinite Card Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/cibc-aeroplan-visa-infinite, updated June 2026.
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