Meridian Visa Infinite Travel Rewards Card
Meridian members who want a simple flat-rate travel card with Visa Infinite perks and decent insurance.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A respectable credit-union travel card with a 1.5x flat earn rate and Visa Infinite extras, but limited point value and a small welcome offer keep it behind big-bank rivals.
Reward rates
Foreign currency purchases 6 points per $2 on purchases made outside Canada in foreign currency (2.5% FX fee still applies) | 3x |
All other purchases 3 points per $2 spent | 1.5x |
VaultNerd values these points at ~0.8¢ each.
Welcome bonus
7,000 Meridian Rewards points on your first purchase, plus first-year fee rebate (Ontario residents only)
Requirement: Make a first purchase on the card
Pros
- Solid flat 1.5x earn on everything
- First-year fee rebate and modest $99 fee
- Generous insurance for a credit union card
Cons
- Points worth at most 1 cent each with no transfer partners
- 3x foreign-currency rate is undercut by the 2.5% FX fee
- No ongoing welcome bonus beyond the small first-purchase points
Perks
- 1.5x base earn rate on all purchases
- Visa Infinite Concierge, Luxury Hotel Collection, Dining Series and Wine Country Program
- Travel insurance suite, notable for older travellers
- Points redeemable for travel, merchandise, gift cards or account credit
Insurance
- Travel insurance package including emergency medical, trip cancellation/interruption and common carrier accident coverage
- Purchase protection and extended warranty
Frequently asked questions
Is the Meridian Visa Infinite Travel Rewards Card worth it?
It charges a $99 annual fee, and we rate it 3.2 out of 5. It's best suited to meridian members who want a simple flat-rate travel card with Visa Infinite perks and decent insurance. The welcome bonus is worth roughly $56, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Meridian Visa Infinite Travel Rewards Card earn?
It earns 3x on foreign currency purchases and 1.5x on all other purchases. We value these points at about 0.8¢ each, so the top rate works out to roughly 2.4% back.
What credit score do you need for the Meridian Visa Infinite Travel Rewards Card?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“Meridian Visa Infinite Travel Rewards Card Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/meridian-visa-infinite-travel-rewards-card, updated June 2026.
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