Rogers Red Mastercard
Rogers or Fido customers who don't meet World Elite income requirements but still want 2% cashback.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A solid no-fee entry card for the Rogers ecosystem, effectively matching the World Elite's 2% earn for qualifying customers, minus the insurance package.
Reward rates
U.S. dollar purchases 2.5% foreign transaction fee still applies | 2% |
Everything else 2% with a qualifying Rogers, Fido, Comwave, or Shaw service; 1% otherwise | 2% |
Pros
- 2% cashback everywhere for Rogers-family customers with no fee
- Useful telecom perks like free roaming days and 0% phone financing
Cons
- Only 1% base rate without a qualifying Rogers service
- No travel insurance
- Cashback redemption requires $10 minimum
Perks
- No annual fee and up to nine free supplementary cards
- 1.5x redemption bonus when cashback is redeemed toward Rogers, Fido, Comwave, or Shaw purchases
- Five free Roam Like Home days each year for Rogers subscribers
- 0% interest Equal Payment Plan device financing at Rogers and Fido stores
- No income requirement
Insurance
- Mastercard Zero Liability
Frequently asked questions
Is the Rogers Red Mastercard worth it?
It has no annual fee, and we rate it 3.7 out of 5. It's best suited to rogers or Fido customers who don't meet World Elite income requirements but still want 2% cashback. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Rogers Red Mastercard earn?
It earns 2% on u.s. dollar purchases and 2% on everything else.
What credit score do you need for the Rogers Red Mastercard?
We'd suggest a score of around 640 or higher, which puts approval in our "moderate" band. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“Rogers Red Mastercard Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/rogers-red-mastercard, updated June 2026.
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