RBC Avion Visa Infinite Privilege
High-income frequent flyers who want premium airport perks and maximum Avion redemption value.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A genuinely premium card with lounge access, fast-track security and the best Avion earn and redemption rates. The high fee and income bar limit it to heavy travellers.
Reward rates
All qualifying purchases Plus 2x redemption value when booking business and first class tickets through the Air Travel Redemption Schedule | 1.25x |
VaultNerd values these points at ~2¢ each.
Welcome bonus
Up to 100,000 Avion points (35,000 on approval, 20,000 after $5,000 spend in 6 months, 45,000 anniversary bonus) plus 6 airport lounge passes, a combined value RBC pegs at up to $2,375. Apply by July 15, 2026.
Requirement: Spend $5,000 in the first 6 months for the 20,000 bonus points
Pros
- 1.25x earn on everything plus 2x value on premium-cabin redemptions
- Lounge passes, fast-track security and premium insurance suite
Cons
- Steep $399 annual fee and $200,000 income requirement
- Only 6 lounge visits per year versus unlimited on some competitors
Perks
- 6 complimentary global airport lounge visits per membership year (DragonPass)
- VIP security fast track and dedicated parking at select Canadian airports
- Double redemption value on business and first class flight redemptions
- Visa Infinite Privilege hotel collection, Troon golf, OpenTable and concierge benefits
- 12-month complimentary DoorDash DashPass
- Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada
Insurance
- Out-of-province/country emergency medical
- Trip cancellation and trip interruption
- Travel accident
- Auto rental collision/loss damage waiver
- Delayed baggage and flight delay
- Lost or stolen baggage
- Hotel/motel burglary
- Mobile device insurance (up to $1,500)
- Purchase security and extended warranty
Frequently asked questions
Is the RBC Avion Visa Infinite Privilege worth it?
It charges a $399 annual fee, and we rate it 4.1 out of 5. It's best suited to high-income frequent flyers who want premium airport perks and maximum Avion redemption value. The welcome bonus is worth roughly $2,375, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the RBC Avion Visa Infinite Privilege earn?
It earns 1.25x on all qualifying purchases. We value these points at about 2¢ each, so the top rate works out to roughly 2.5% back.
What credit score do you need for the RBC Avion Visa Infinite Privilege?
We'd suggest a score of around 780 or higher, which puts approval in our "hard" band. It also lists an income requirement of $200,000 personal or $200,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“RBC Avion Visa Infinite Privilege Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/rbc-avion-visa-infinite-privilege, updated June 2026.
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