RBC credit cards & products
Canada's largest bank by assets. Its Avion Rewards program is one of the more flexible in Canada, transferring to Aeroplan and British Airways Avios.
What RBC does well
- Avion points transfer 1:1 to Aeroplan and British Airways Avios, which is unusual for a bank program
- Canada's largest branch and ATM network
- Avion Rewards membership adds merchant offers even on no-fee cards
What to watch for
- Top-tier Avion cards carry meaningful annual fees and income requirements
- Fixed-rate travel redemptions are far less valuable than transferring out
RBC cards earn Avion Rewards. See what those points are actually worth with our points value calculator.
All 13 RBC credit cards
RBC savings accounts
Convenient if you already bank with RBC and want the promo rate without moving institutions.
Rate verified August 3, 2026 · confirm with the institution before applying
Frequently asked questions about RBC
What credit cards does RBC offer?
We track 13 RBC credit cards, 2 of which have no annual fee. Annual fees run from $39 to $399. They run on Visa and Mastercard. RBC also offers 1 banking product we cover.
What rewards program do RBC cards use?
RBC cards earn Avion Rewards. Avion points transfer 1:1 to Aeroplan and British Airways Avios, which is unusual for a bank program. Worth knowing: top-tier Avion cards carry meaningful annual fees and income requirements.
What credit score do you need for a RBC card?
Across the RBC cards we track, our recommended scores range from 640 to 780. Entry-level and no-fee cards sit at the lower end, while premium cards typically want 780+ along with the income requirement. These are VaultNerd estimates based on card tier and stated income requirements, not official issuer cutoffs.
Compare RBC against everything else
Loyalty to one bank rarely pays. Run your actual spending through the card finder to see whether a RBC card genuinely earns you the most, or browse every card we cover.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“RBC Products.” VaultNerd, https://www.vaultnerd.com/ca/banks/rbc, updated August 2026.
- RBC published product pages and cardholder agreements
- VaultNerd products database