RBC Avion Visa Business
Small business owners who want a simple Avion-earning card with a waived first-year fee.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A basic business travel card whose value rests mostly on the welcome offer and Avion redemption flexibility. Heavier spenders should step up to the Infinite Business for 1.25x earn.
Reward rates
All business purchases | 1x |
VaultNerd values these points at ~2¢ each.
Welcome bonus
35,000 Avion points upon approval plus first-year annual fee waived (fee rebate of $120 included in value).
Requirement: Awarded upon approval
Pros
- First-year fee waiver plus 35,000-point bonus makes year one strongly positive
- Lower 19.99% purchase rate than RBC's personal cards
Cons
- Flat 1 point per $1 earn rate
- Thinner insurance package than the Avion Visa Infinite Business
Perks
- Redeem Avion points for travel, gift cards, merchandise or to pay down the card balance
- Book flights through the Avion Air Travel Redemption Schedule
- Employee card liability waiver protection
- Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada
Insurance
- Trip cancellation ($1,500 per covered person)
- Purchase security and extended warranty
- Liability waiver for employee card misuse
Frequently asked questions
Is the RBC Avion Visa Business worth it?
It charges a $120 annual fee, and we rate it 3.3 out of 5. It's best suited to small business owners who want a simple Avion-earning card with a waived first-year fee. The welcome bonus is worth roughly $820, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the RBC Avion Visa Business earn?
It earns 1x on all business purchases. We value these points at about 2¢ each, so the top rate works out to roughly 2.0% back.
What credit score do you need for the RBC Avion Visa Business?
We'd suggest a score of around 680 or higher, which puts approval in our "moderate" band. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“RBC Avion Visa Business Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/rbc-avion-visa-business, updated June 2026.
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