RBC Avion Visa Infinite
Travellers who want flexible, transferable points and a strong welcome bonus at a mid-tier annual fee.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
RBC's flagship travel card pairs flexible Avion points and airline transfer partners with extensive insurance. Earn rates are modest, so it shines most as a transfer hub and welcome-bonus play.
Reward rates
Travel purchases | 1.25x |
All other purchases | 1x |
VaultNerd values these points at ~2¢ each.
Welcome bonus
Up to 70,000 Avion points: 35,000 on approval, 20,000 after spending $5,000 in the first 6 months, plus a 15,000-point one-time anniversary bonus. Apply by July 15, 2026.
Requirement: Spend $5,000 in the first 6 months for the 20,000 bonus points
Pros
- Flexible Avion points with strong fixed-value flight redemptions and four airline transfer partners
- Excellent all-around insurance package for a $120 card
- Generous, frequently elevated welcome offers
Cons
- Weak base earn rate of 1 point per $1 outside travel
- 2.5% foreign transaction fee
Perks
- Book any flight on 500+ airlines via the Air Travel Redemption Schedule with no blackout dates
- Transfer Avion points to British Airways Avios, Cathay Asia Miles, American Airlines AAdvantage and WestJet
- Avion Rewards Elite membership with access to top-tier offers
- 12-month complimentary DoorDash DashPass
- Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada
- Visa Infinite hotel, dining and concierge benefits
Insurance
- Out-of-province/country emergency medical (15 days; 3 days age 65+)
- Trip cancellation and trip interruption
- Travel accident ($500,000)
- Auto rental collision/loss damage waiver
- Delayed baggage and flight delay
- Hotel/motel burglary
- Mobile device insurance
- Purchase security and extended warranty
Frequently asked questions
Is the RBC Avion Visa Infinite worth it?
It charges a $120 annual fee, and we rate it 4.4 out of 5. It's best suited to travellers who want flexible, transferable points and a strong welcome bonus at a mid-tier annual fee. The welcome bonus is worth roughly $1,400, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the RBC Avion Visa Infinite earn?
It earns 1.25x on travel purchases and 1x on all other purchases. We value these points at about 2¢ each, so the top rate works out to roughly 2.5% back.
What credit score do you need for the RBC Avion Visa Infinite?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“RBC Avion Visa Infinite Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/rbc-avion-visa-infinite, updated June 2026.
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