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RBC Avion Visa Infinite Business
travel3.9 / 5

RBC Avion Visa Infinite Business

RBC · Visa

Best for

Business owners who travel and want flexible Avion points on company spending.

Apply on RBC
Annual fee
$175
FX fee
2.5%
Purchase APR
19.99%
Income req.
N/A
Recommended credit score
725+
Approval difficulty
Hard approval

VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

A solid business travel card with 1.25x earn, point pooling and comprehensive insurance. The $75,000 cap on the accelerated rate limits value for very high-spend businesses.

Reward rates

All business purchases
1.25 points per $1 on up to $75,000 in net purchases per year
1.25x

VaultNerd values these points at ~2¢ each.

Welcome bonus

~$900 value

45,000 Welcome Avion points upon approval. Offer ends June 30, 2026.

Requirement: Approval by June 30, 2026

Pros

  • 1.25x earn on all business spending with full Avion flexibility
  • Point pooling between business, employee and personal Avion cards
  • Strong travel insurance for a business card

Cons

  • Accelerated earn capped at $75,000 in annual spend
  • $175 annual fee plus $75 per additional card

Perks

  • Pool Avion points across employee cards and between business and personal Avion accounts
  • Book any flight on 500+ airlines via the Air Travel Redemption Schedule
  • Industry-leading expense reporting tools with employee spending controls
  • Save 3 cents/L and earn 20% more Petro-Points and Avion points at Petro-Canada

Insurance

  • Out-of-province/country emergency medical (15 days; 3 days age 65+)
  • Trip cancellation ($1,500/trip) and trip interruption ($5,000/trip)
  • Travel accident
  • Flight delay and delayed baggage
  • Lost or stolen baggage
  • Hotel/motel burglary
  • Mobile device insurance

Frequently asked questions

Is the RBC Avion Visa Infinite Business worth it?

It charges a $175 annual fee, and we rate it 3.9 out of 5. It's best suited to business owners who travel and want flexible Avion points on company spending. The welcome bonus is worth roughly $900, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.

What does the RBC Avion Visa Infinite Business earn?

It earns 1.25x on all business purchases. We value these points at about 2¢ each, so the top rate works out to roughly 2.5% back.

What credit score do you need for the RBC Avion Visa Infinite Business?

We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site. This does not influence our editorial content.
Written by
VaultNerd Editorial Team

Researching and writing about Canadian personal finance since 2026.

Last reviewed June 2026 · How we research

Cite this page

RBC Avion Visa Infinite Business Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/rbc-avion-visa-infinite-business, updated June 2026.

Sources
  • RBC cardholder agreement and rates & fees disclosure
  • VaultNerd cards database