RBC Avion Visa Platinum
Travellers who want Avion points but do not meet the Visa Infinite income requirement.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
Essentially the Avion Visa Infinite minus the income requirement, travel earn bonus and medical insurance. Fine as an entry point to Avion, but the Infinite is better if you qualify.
Reward rates
Travel purchases | 1x |
All other purchases | 1x |
VaultNerd values these points at ~2¢ each.
Welcome bonus
Up to 55,000 Avion points: 35,000 on approval plus 20,000 after spending $5,000 in the first 6 months (max travel value of $1,100). Apply by June 15, 2026.
Requirement: Spend $5,000 in the first 6 months for the 20,000 bonus points
Pros
- Full Avion flight redemption schedule access with no minimum income requirement
- Same $120 fee as the Visa Infinite version
Cons
- No 1.25x travel earn or emergency medical insurance like the Visa Infinite
- Weak 1 point per $1 earn rate across the board
Perks
- Book any flight on 500+ airlines via the Air Travel Redemption Schedule with no blackout dates
- Convert points to WestJet, American Airlines, British Airways and Cathay Pacific programs
- Available without the Visa Infinite income requirement
- Save 3 cents/L and earn 20% more Petro-Points at Petro-Canada
- 3 or 12-month complimentary DoorDash DashPass
Insurance
- Travel accident
- Trip cancellation and trip interruption
- Auto rental collision/loss damage waiver
- Delayed baggage and flight delay
- Hotel/motel burglary
- Purchase security and extended warranty
Frequently asked questions
Is the RBC Avion Visa Platinum worth it?
It charges a $120 annual fee, and we rate it 3.5 out of 5. It's best suited to travellers who want Avion points but do not meet the Visa Infinite income requirement. The welcome bonus is worth roughly $1,100, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the RBC Avion Visa Platinum earn?
It earns 1x on travel purchases and 1x on all other purchases. We value these points at about 2¢ each, so the top rate works out to roughly 2.0% back.
What credit score do you need for the RBC Avion Visa Platinum?
We'd suggest a score of around 680 or higher, which puts approval in our "moderate" band. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“RBC Avion Visa Platinum Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/rbc-avion-visa-platinum, updated June 2026.
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