WestJet RBC World Elite Mastercard
Regular WestJet flyers who can use the companion voucher and free checked bags every year.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
One of Canada's best airline co-brand cards: the companion voucher, baggage benefit and high everyday earn deliver real value for anyone flying WestJet a few times a year.
Reward rates
WestJet flights, WestJet Vacations & Sunwing Vacations | 2x |
Grocery stores | 2x |
Transportation (gas, EV charging, transit & rideshare) | 2x |
All other everyday purchases | 1.5x |
VaultNerd values these points at ~1¢ each.
Welcome bonus
Up to 45,000 WestJet points, a value of up to $450 off travel.
Pros
- Companion voucher and free checked bags easily offset the fee for WestJet flyers
- Strong 2x earn on groceries and transportation, 1.5x everywhere else
- Full travel insurance suite including trip cancellation
Cons
- WestJet points are only useful on WestJet, Sunwing and partner redemptions
- $80,000 personal income requirement
Perks
- Annual round-trip companion voucher from $119 (welcome voucher after first purchase; renews with $5,000 annual spend)
- First checked bag free for you and up to 8 guests on the same reservation
- Status Lift: every $5,000 spent earns $200 in WestJet tier qualifying spend
- Mastercard Travel Pass (DragonPass) access to 1,300+ airport lounges
- 12-month complimentary DoorDash DashPass
- Exchange companion voucher for a 30% flight discount, $200 vacation credit or 2 lounge passes
Insurance
- Out-of-province/country emergency medical
- Trip cancellation and trip interruption
- Travel accident
- Auto rental collision/loss damage waiver
- Delayed baggage and flight delay
- Hotel/motel burglary
- Mobile device insurance
- Purchase security and extended warranty
Frequently asked questions
Is the WestJet RBC World Elite Mastercard worth it?
It charges a $139 annual fee, and we rate it 4.2 out of 5. It's best suited to regular WestJet flyers who can use the companion voucher and free checked bags every year. The welcome bonus is worth roughly $450, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the WestJet RBC World Elite Mastercard earn?
It earns 2x on westjet flights, westjet vacations & sunwing vacations, 2x on grocery stores and 2x on transportation (gas, ev charging, transit & rideshare). We value these points at about 1¢ each, so the top rate works out to roughly 2.0% back.
What credit score do you need for the WestJet RBC World Elite Mastercard?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $80,000 personal or $150,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“WestJet RBC World Elite Mastercard Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/westjet-rbc-world-elite-mastercard, updated June 2026.
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