RBC British Airways Visa Infinite
Loyal British Airways and oneworld flyers who can use Avios sweet spots and the 10% flight discount.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A niche but rewarding card for BA loyalists, with 3x earn on BA purchases and useful flight discounts. Most flexible-points seekers will prefer the Avion Visa Infinite.
Reward rates
British Airways purchases | 3x |
Dining & food delivery | 2x |
All other qualifying purchases | 1x |
VaultNerd values these points at ~2¢ each.
Welcome bonus
Up to 60,000 bonus Avios, enough for a return Reward Flight to London from all Canadian destinations.
Pros
- Direct Avios earning with strong oneworld redemption sweet spots
- 10% BA flight discount and a companion voucher can offset the fee
Cons
- No trip cancellation or interruption insurance
- Companion voucher requires a hefty $30,000 annual spend
- BA redemptions from Canada carry high fuel surcharges
Perks
- Only Avios-earning credit card in Canada
- 10% off British Airways flights booked and paid with the card
- Companion voucher (or 50% solo Avios fare discount) after $30,000 annual spend
- Redeem Avios on British Airways and oneworld partners to nearly 1,000 destinations
- 12-month complimentary DoorDash DashPass
Insurance
- Out-of-province/country emergency medical
- Travel accident
- Flight delay and delayed baggage
- Hotel/motel burglary
- Auto rental collision/loss damage waiver
- Purchase security and extended warranty
Frequently asked questions
Is the RBC British Airways Visa Infinite worth it?
It charges a $165 annual fee, and we rate it 3.7 out of 5. It's best suited to loyal British Airways and oneworld flyers who can use Avios sweet spots and the 10% flight discount. The welcome bonus is worth roughly $1,200, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the RBC British Airways Visa Infinite earn?
It earns 3x on british airways purchases, 2x on dining & food delivery and 1x on all other qualifying purchases. We value these points at about 2¢ each, so the top rate works out to roughly 6.0% back.
What credit score do you need for the RBC British Airways Visa Infinite?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“RBC British Airways Visa Infinite Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/rbc-british-airways-visa-infinite, updated June 2026.
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