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CIBC Aventura Visa Infinite Card
travel4.1 / 5

CIBC Aventura Visa Infinite Card

CIBC · Visa

Best for

Travellers who want flexible, any-airline travel rewards with lounge perks at a reasonable fee.

Apply on CIBC
Annual fee
$139
FX fee
2.5%
Purchase APR
21.99%
Income req.
$60,000 personal / $100,000 household
Recommended credit score
725+
Approval difficulty
Hard approval

VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.

Our verdict

CIBC's flagship flexible-travel card delivers solid earn rates, lounge visits and a NEXUS rebate; redemption value is good but maximized only through Aventura's flight rewards chart.

Reward rates

Travel via CIBC Rewards Centre (CIBC by Expedia)
2x
Gas & EV charging
1.5x
Groceries
1.5x
Drug stores
1.5x
Everything else
1x

VaultNerd values these points at ~1¢ each.

Welcome bonus

~$739 value

Up to 60,000 Aventura Points plus a one-time annual fee rebate ($139); CIBC values the offer at up to $1,800

Requirement: 15,000 points on first purchase; 30,000 points after $3,000 spend in first 4 statement periods; 15,000 points with $5,000 in net purchases in first 4 statement periods

Pros

  • Flexible travel points with no airline lock-in
  • Lounge visits and NEXUS rebate at a mid-tier fee
  • Strong insurance suite

Cons

  • Best point value requires booking through the Aventura flight chart
  • 2x rate limited to CIBC's own travel portal

Perks

  • 4 complimentary airport lounge visits per year via Visa Airport Companion
  • NEXUS application fee rebate every 4 years
  • Flexible redemption: any airline, hotels, financial products or statement credit
  • Visa Infinite concierge, hotel and dining benefits
  • Up to 10 cents off per litre with Journie Rewards

Insurance

  • Out-of-province emergency travel medical
  • Flight delay and baggage
  • Trip cancellation and trip interruption
  • Car rental collision and loss damage
  • Common carrier accident ($500,000)
  • Purchase security and extended protection
  • Hotel burglary
  • Mobile device insurance

Frequently asked questions

Is the CIBC Aventura Visa Infinite Card worth it?

It charges a $139 annual fee, and we rate it 4.1 out of 5. It's best suited to travellers who want flexible, any-airline travel rewards with lounge perks at a reasonable fee. The welcome bonus is worth roughly $739, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.

What does the CIBC Aventura Visa Infinite Card earn?

It earns 2x on travel via cibc rewards centre (cibc by expedia), 1.5x on gas & ev charging and 1.5x on groceries. We value these points at about 1¢ each, so the top rate works out to roughly 2.0% back.

What credit score do you need for the CIBC Aventura Visa Infinite Card?

We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site. This does not influence our editorial content.
Written by
VaultNerd Editorial Team

Researching and writing about Canadian personal finance since 2026.

Last reviewed June 2026 · How we research

Cite this page

CIBC Aventura Visa Infinite Card Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/cibc-aventura-visa-infinite, updated June 2026.

Sources
  • CIBC cardholder agreement and rates & fees disclosure
  • VaultNerd cards database