Laurentian Bank Visa Infinite Card
Laurentian Bank clients who want a flexible 2% earn card with premium travel insurance.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A refreshed, Brim-powered Visa Infinite with simple cash-like points and solid insurance, including senior-friendly travel medical. The fee and modest bonus keep it a niche pick outside Laurentian's client base.
Reward rates
Groceries | 2x |
Gas | 2x |
Travel | 2x |
Transportation | 2x |
Recurring payments | 2x |
Everything else | 1x |
VaultNerd values these points at ~1¢ each.
Welcome bonus
12,000 bonus points, worth $120
Requirement: Spend $1,500 in the first 3 months
Pros
- Strong $5M travel medical insurance, including 65+ coverage
- Flexible 2% earn on five everyday categories
- Lower income requirement than most premium cards
Cons
- $130 fee with a modest welcome bonus
- No airline or hotel transfer partners
- Limited branch presence outside Quebec
Perks
- Points worth a flat 1 cent each as statement credit against any purchase (100 points = $1)
- Instant virtual card on approval (Brim Financial platform)
- Up to 30% extra points through Laurentian's eShop portal
- Visa Infinite Concierge, Luxury Hotel Collection and Troon golf benefits
- First additional card fee rebated in year one
Insurance
- Travel emergency medical $5,000,000 (31 days; 15 days if 65+)
- Trip cancellation $2,000 and trip interruption $5,000
- Common carrier travel accident $500,000
- Baggage delay coverage
- Auto rental collision/loss damage insurance
- Purchase protection (90 days) and extended warranty (1 year)
Frequently asked questions
Is the Laurentian Bank Visa Infinite Card worth it?
It charges a $130 annual fee, and we rate it 3.3 out of 5. It's best suited to laurentian Bank clients who want a flexible 2% earn card with premium travel insurance. The welcome bonus is worth roughly $120, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Laurentian Bank Visa Infinite Card earn?
It earns 2x on groceries, 2x on gas and 2x on travel. We value these points at about 1¢ each, so the top rate works out to roughly 2.0% back.
What credit score do you need for the Laurentian Bank Visa Infinite Card?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“Laurentian Bank Visa Infinite Card Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/laurentian-bank-visa-infinite-card, updated June 2026.
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