Brim World Mastercard
Existing cardholders who value its mid-tier insurance package, since the card is no longer competitive against alternatives.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A mid-tier card that struggles to justify its $99 fee with just 1x earning; the World Elite version offers better insurance and a waived first year for less.
Reward rates
All purchases Up to 30 points per $1 at select Brim partners | 1x |
VaultNerd values these points at ~1¢ each.
Pros
- Unusual insurance perks like event ticket protection and mobile device coverage
- Lower-than-standard FX fee
Cons
- 1x earn rate doesn't justify the $99 fee
- No welcome bonus or first-year waiver
- Brim has discontinued this card for new applicants per Prince of Travel
Perks
- Reduced 1.5% foreign transaction fee (vs. the standard 2.5%)
- DragonPass airport lounge membership (discounted visits)
- Free Boingo Wi-Fi membership
- Free supplementary cards
- Up to 30x points at Brim partner merchants
Insurance
- Travel emergency medical up to $5,000,000 (8 days; not available 65+)
- Flight delay up to $500/day ($1,000 max)
- Baggage delay ($1,000) and baggage loss ($1,000/person)
- Rental car CDW/LDW (up to 48 days, MSRP ≤ $65,000)
- Travel accident ($150,000)
- Purchase protection ($25,000/year) and extended warranty (+1 year)
- Mobile device insurance ($1,000/claim)
- Event ticket protector
Frequently asked questions
Is the Brim World Mastercard worth it?
It charges a $99 annual fee, and we rate it 2.8 out of 5. It's best suited to existing cardholders who value its mid-tier insurance package, since the card is no longer competitive against alternatives. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Brim World Mastercard earn?
It earns 1x on all purchases. We value these points at about 1¢ each, so the top rate works out to roughly 1.0% back.
What credit score do you need for the Brim World Mastercard?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $60,000 personal or $100,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“Brim World Mastercard Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/brim-world-mastercard, updated June 2026.
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