Rogers Red World Elite Mastercard
Rogers, Fido, or Shaw customers who want maximum no-fee cashback on every purchase.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
Arguably Canada's best no-fee cashback card if you have a Rogers-family service: unlimited 2% everywhere plus genuine World Elite insurance at zero cost.
Reward rates
U.S. dollar purchases 2.5% foreign transaction fee still applies | 3% |
Everything else 2% with a qualifying Rogers, Fido, or Shaw service; 1.5% otherwise | 2% |
Pros
- 2% unlimited cashback with no annual fee is best-in-class
- Strong travel insurance for a no-fee card
- 3% on U.S. dollar purchases
Cons
- Full 2% rate requires a qualifying Rogers, Fido, or Shaw service
- 2.5% FX fee erodes the 3% USD earn rate
Perks
- No annual fee for a World Elite Mastercard
- Unlimited 2% cashback on everything for Rogers/Fido/Shaw customers
- 1.5x redemption bonus when cashback is redeemed toward Rogers, Fido, or Shaw purchases
- Free additional cards
- Mastercard World Elite travel benefits
Insurance
- Travel emergency medical up to $1,000,000 (10 days; 3 days for 65+)
- Trip cancellation ($1,000) and trip interruption ($1,000/person)
- Trip delay up to $150/day for 3 days
- Rental car collision/loss damage (up to 31 days, MSRP ≤ $65,000)
- Purchase protection (90 days)
- Extended warranty (+1 year)
Frequently asked questions
Is the Rogers Red World Elite Mastercard worth it?
It has no annual fee, and we rate it 4.3 out of 5. It's best suited to rogers, Fido, or Shaw customers who want maximum no-fee cashback on every purchase. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Rogers Red World Elite Mastercard earn?
It earns 3% on u.s. dollar purchases and 2% on everything else.
What credit score do you need for the Rogers Red World Elite Mastercard?
We'd suggest a score of around 725 or higher, which puts approval in our "hard" band. It also lists an income requirement of $80,000 personal or $150,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“Rogers Red World Elite Mastercard Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/rogers-red-world-elite, updated June 2026.
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