Scotiabank Scene+ Visa Card
Movie-goers and Sobeys/Empire shoppers who want a simple no-fee rewards card.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A decent no-fee card for Scene+ loyalists who shop at Empire grocers and Cineplex; everyone else will find richer no-fee options elsewhere.
Reward rates
Sobeys-family grocery stores Sobeys, Safeway, Foodland, participating IGA and co-ops | 2x |
Cineplex Cineplex theatres and cineplex.com; also 2x at Home Hardware stores | 2x |
Everything else Extra 3x on hotels and car rentals booked through Scene+ Travel | 1x |
VaultNerd values these points at ~1¢ each.
Welcome bonus
Up to 10,000 bonus Scene+ points (2,500 + 7,500)
Requirement: Spend $250 in first 3 months (2,500 pts) and $1,000 in first 3 months (7,500 pts). Offer ends July 1, 2026
Pros
- Free entry into the Scene+ ecosystem with movie and grocery perks
- Low barriers - small welcome bonus is easy to earn
Cons
- Base 1x (~1%) earning is unremarkable
- No insurance coverage included
Perks
- No annual fee, including additional cards
- 2x Scene+ points at Sobeys-family stores, Home Hardware and Cineplex
- $10 off Cineplex movie tickets and $50 off Home Hardware redemption offers
- Scotia SelectPay installment plans on eligible purchases
- Flexible Scene+ redemptions: travel, groceries, movies, gift cards
Frequently asked questions
Is the Scotiabank Scene+ Visa Card worth it?
It has no annual fee, and we rate it 3.2 out of 5. It's best suited to movie-goers and Sobeys/Empire shoppers who want a simple no-fee rewards card. The welcome bonus is worth roughly $100, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Scotiabank Scene+ Visa Card earn?
It earns 2x on sobeys-family grocery stores, 2x on cineplex and 1x on everything else. We value these points at about 1¢ each, so the top rate works out to roughly 2.0% back.
What credit score do you need for the Scotiabank Scene+ Visa Card?
We'd suggest a score of around 640 or higher, which puts approval in our "moderate" band. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“Scotiabank Scene+ Visa Card Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/scotiabank-scene-visa, updated June 2026.
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