CIBC Aeroplan Visa Infinite Privilege Card
Frequent Air Canada flyers with premium spend who will use lounge access and the companion pass.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Our verdict
A genuine premium Aeroplan card whose lounge access, priority airport services and companion pass can comfortably outweigh the $599 fee for regular Air Canada travellers.
Reward rates
Air Canada (incl. Air Canada Vacations) | 2x |
Gas & EV charging | 1.5x |
Groceries | 1.5x |
Travel & dining | 1.5x |
Everything else | 1.25x |
VaultNerd values these points at ~2¢ each.
Welcome bonus
Up to 100,000 Aeroplan points; CIBC values the full offer at up to $3,200 including lounge access and NEXUS rebate
Requirement: 10,000 points after $1,000 spend in first 2 statement periods; 40,000 points after $5,000 spend in first 4 statement periods; 50,000 anniversary points with $25,000 in net purchases in first 12 statement periods
Pros
- Rich Air Canada premium perks including lounge access
- Highest Aeroplan earn rates in the CIBC lineup
- Companion pass can offset the fee for two-traveller households
Cons
- $599 annual fee is steep
- High income requirement ($150k personal / $200k household)
Perks
- Maple Leaf Lounge and Air Canada Cafe access, plus 6 Visa Airport Companion lounge visits per year
- Priority check-in, boarding and baggage handling on Air Canada
- Free first checked bag for you and up to 8 companions
- Annual Worldwide Companion Pass from $99 after $25,000 annual spend
- NEXUS application fee rebate every 4 years
- 1,000 Status Qualifying Credits per $5,000 spend (up to 25,000 SQC)
Insurance
- Out-of-province emergency travel medical
- Trip cancellation and trip interruption
- Flight delay and baggage
- Hotel burglary
- Car rental collision and loss damage
- Purchase security and extended protection
- Mobile device insurance
- Common carrier accident
Frequently asked questions
Is the CIBC Aeroplan Visa Infinite Privilege Card worth it?
It charges a $599 annual fee, and we rate it 4.2 out of 5. It's best suited to frequent Air Canada flyers with premium spend who will use lounge access and the companion pass. The welcome bonus is worth roughly $2,000, which covers the first year for many people. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the CIBC Aeroplan Visa Infinite Privilege Card earn?
It earns 2x on air canada (incl. air canada vacations), 1.5x on gas & ev charging and 1.5x on groceries. We value these points at about 2¢ each, so the top rate works out to roughly 4.0% back.
What credit score do you need for the CIBC Aeroplan Visa Infinite Privilege Card?
We'd suggest a score of around 780 or higher, which puts approval in our "hard" band. It also lists an income requirement of $150,000 personal or $200,000 household. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed June 2026 · How we research
“CIBC Aeroplan Visa Infinite Privilege Card Review.” VaultNerd, https://www.vaultnerd.com/ca/credit-cards/cibc-aeroplan-visa-infinite-privilege, updated June 2026.
- CIBC cardholder agreement and rates & fees disclosure
- VaultNerd cards database