Tangerine credit cards & products
Scotiabank's online bank. Its Money-Back card is notable for letting you choose your own bonus cashback categories.
What Tangerine does well
- You choose your own bonus cashback categories, which few Canadian cards allow
- No annual fee on the Money-Back card
- Free access to Scotiabank ABMs
What to watch for
- The third bonus category requires depositing cash back into a Tangerine savings account
- No branches
Tangerine cards earn Money-Back. See what those points are actually worth with our points value calculator.
All 2 Tangerine credit cards
Tangerine savings accounts
Reliable online banking with frequent promotional offers for new deposits.
Promo rates are usually offered to new clients or on new deposits; the ongoing rate is 0.30%.
Rate verified August 3, 2026 · confirm with the institution before applying
Tangerine chequing accounts
Free access to thousands of Scotiabank ABMs, plus overdraft protection.
Rate verified August 3, 2026 · confirm with the institution before applying
Frequently asked questions about Tangerine
What credit cards does Tangerine offer?
We track 2 Tangerine credit cards, 2 of which have no annual fee. All of them are no-fee. They run on Mastercard. Tangerine also offers 2 banking products we cover.
What rewards program do Tangerine cards use?
Tangerine cards earn Money-Back. You choose your own bonus cashback categories, which few Canadian cards allow. Worth knowing: the third bonus category requires depositing cash back into a Tangerine savings account.
What credit score do you need for a Tangerine card?
Across the Tangerine cards we track, our recommended scores range from 640 to 640. Entry-level and no-fee cards sit at the lower end, while premium cards typically want 640+ along with the income requirement. These are VaultNerd estimates based on card tier and stated income requirements, not official issuer cutoffs.
Compare Tangerine against everything else
Loyalty to one bank rarely pays. Run your actual spending through the card finder to see whether a Tangerine card genuinely earns you the most, or browse every card we cover.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Tangerine Products.” VaultNerd, https://www.vaultnerd.com/ca/banks/tangerine, updated August 2026.
- Tangerine published product pages and cardholder agreements
- VaultNerd products database