Bank of America Travel Rewards
No annual fee and no foreign transaction fees, which is unusual together.
Vault Nerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Reward rates
All purchases, unlimited | 1.5x |
Welcome bonus
25,000 online bonus points, worth $250 in travel, after $1,000 of spending in the first 90 days.
Requirement: $1,000 in 90 days
Perks
- 0% intro APR for the first 15 billing cycles on purchases
- 0% intro APR for 15 billing cycles on balance transfers made in the first 60 days
- Good to excellent credit, roughly 690 and above
Frequently asked questions
Is the Bank of America Travel Rewards worth it?
It has no annual fee. It's best suited to no annual fee and no foreign transaction fees, which is unusual together. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Bank of America Travel Rewards earn?
It earns 1.5x on all purchases, unlimited.
What credit score do you need for the Bank of America Travel Rewards?
We'd suggest a score of around 690 or higher, which puts approval in our "moderate" band. This is a Vault Nerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Bank of America Travel Rewards Review.” Vault Nerd, https://www.vaultnerd.com/credit-cards/bank-of-america-travel-rewards, updated August 2026.
- Bank of America published product page and cardholder agreement