Capital One Venture Rewards

Capital One · Visa

Best for

A flat 2x on everything, so it rewards spending that does not fit neat categories.

Annual fee

$95

FX fee

None

Purchase APR

19.49% to 28.49%

Income req.

N/A

Reward rates

Hotels, vacation rentals and rental cars booked through Capital One Travel	5x
Capital One Entertainment purchases	5x
Every other purchase	2x

Welcome bonus

75,000 miles after $4,000 of spending in the first 3 months.

Requirement: $4,000 in 3 months, about $1,333 a month

Frequently asked questions

Is the Capital One Venture Rewards worth it?

It charges a $95 annual fee. It's best suited to a flat 2x on everything, so it rewards spending that does not fit neat categories. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.

What does the Capital One Venture Rewards earn?

It earns 5x on hotels, vacation rentals and rental cars booked through capital one travel, 5x on capital one entertainment purchases and 2x on every other purchase.

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Written by

VaultNerd Editorial Team

Researching and writing about Canadian personal finance since 2026.

Last reviewed August 2026 · How we research

Cite this page

“Capital One Venture Rewards Review.” VaultNerd, https://www.vaultnerd.com/credit-cards/capital-one-venture, updated August 2026.

Sources

Capital One published product page for the Capital One Venture Rewards, read August 7, 2026