Capital One Venture Rewards
A flat 2x on everything, so it rewards spending that does not fit neat categories.
Vault Nerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Reward rates
Hotels, vacation rentals and rental cars booked through Capital One Travel | 5x |
Capital One Entertainment purchases | 5x |
Every other purchase | 2x |
Welcome bonus
75,000 miles after $4,000 of spending in the first 3 months.
Requirement: $4,000 in 3 months
Perks
- Good to excellent credit, roughly 690 and above
Frequently asked questions
Is the Capital One Venture Rewards worth it?
It charges a $95 annual fee. It's best suited to a flat 2x on everything, so it rewards spending that does not fit neat categories. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Capital One Venture Rewards earn?
It earns 5x on hotels, vacation rentals and rental cars booked through capital one travel, 5x on capital one entertainment purchases and 2x on every other purchase.
What credit score do you need for the Capital One Venture Rewards?
We'd suggest a score of around 690 or higher, which puts approval in our "moderate" band. This is a Vault Nerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Capital One Venture Rewards Review.” Vault Nerd, https://www.vaultnerd.com/credit-cards/capital-one-venture, updated August 2026.
- Capital One published product page and cardholder agreement