Capital One Venture X
Premium travel at a fee the annual credits can offset, if you book through their portal.
Vault Nerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Reward rates
Hotels and rental cars booked through Capital One Travel | 10x |
Flights booked through Capital One Travel | 5x |
Every other purchase | 2x |
Welcome bonus
75,000 bonus miles after qualifying spending in the first 3 months.
Perks
- Excellent credit, roughly 720 and above
- $300 annual credit for bookings through Capital One Travel
- Capital One Lounge and Priority Pass access
Frequently asked questions
Is the Capital One Venture X worth it?
It charges a $395 annual fee. It's best suited to premium travel at a fee the annual credits can offset, if you book through their portal. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Capital One Venture X earn?
It earns 10x on hotels and rental cars booked through capital one travel, 5x on flights booked through capital one travel and 2x on every other purchase.
What credit score do you need for the Capital One Venture X?
We'd suggest a score of around 720 or higher, which puts approval in our "hard" band. This is a Vault Nerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Capital One Venture X Review.” Vault Nerd, https://www.vaultnerd.com/credit-cards/capital-one-venture-x, updated August 2026.
- Capital One published product page and cardholder agreement