Chase
Annual fee
None
FX fee
N/A
Purchase APR
18.24% to 29.99%
Income req.
N/A
Reward rates
Travel purchased through Chase Travel | 5% |
Dining at restaurants and drugstores | 3% |
All other purchases | 1.5% |
Welcome bonus
$200 bonus after $500 of spending in the first 3 months.
Requirement: $500 in 3 months, about $167 a month
Frequently asked questions
Is the Chase Freedom Unlimited worth it?
It has no annual fee. It's best suited to a no-fee everyday card with an unusually low spend requirement on the bonus. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Chase Freedom Unlimited earn?
It earns 5% on travel purchased through chase travel, 3% on dining at restaurants and drugstores and 1.5% on all other purchases.
Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site. This does not influence our editorial content.
Written by
VaultNerd Editorial TeamResearching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
Cite this page
“Chase Freedom Unlimited Review.” VaultNerd, https://www.vaultnerd.com/credit-cards/chase-freedom-unlimited, updated August 2026.
Sources
- Chase published product page for the Chase Freedom Unlimited, read August 7, 2026