Discover it Chrome
Steady gas and dining rewards with a long transfer window.
VaultNerd estimate based on the card's tier and income requirements, not an official issuer cutoff. Approval also depends on income, debt, and credit history.
Reward rates
Gas stations and restaurants Up to the quarterly maximum | 2% |
All other purchases | 1% |
Welcome bonus
Cashback Match: Discover matches all cash back earned in the first year.
Perks
- 0% intro APR on purchases for 6 months
- 0% intro APR on balance transfers for 18 months
- Good to excellent credit, roughly 690 and above
Frequently asked questions
Is the Discover it Chrome worth it?
It has no annual fee. It's best suited to steady gas and dining rewards with a long transfer window. Whether it's worth it for you depends on your spending. Run your own numbers through our credit card finder to see the net rewards after the fee.
What does the Discover it Chrome earn?
It earns 2% on gas stations and restaurants and 1% on all other purchases.
What credit score do you need for the Discover it Chrome?
We'd suggest a score of around 690 or higher, which puts approval in our "moderate" band. This is a VaultNerd estimate based on the card's tier and stated requirements. Approval also depends on your income, existing debt and credit history.
Researching and writing about Canadian personal finance since 2026.
Last reviewed August 2026 · How we research
“Discover it Chrome Review.” VaultNerd, https://www.vaultnerd.com/credit-cards/discover-it-chrome, updated August 2026.
- Discover published product page and cardholder agreement