PC Financial

Chequing account

PC Money Account

Best for

A no-fee hybrid account that earns PC Optimum points on everyday spending.

Monthly fee

None

Transactions

Unlimited

e-Transfers

Free

Earns PC Optimum points on debit purchases; points are worth about 0.1¢ each.

Rate verified August 3, 2026 · confirm with PC Financial before applying.

Run the numbers

Compound interest calculator

Is a fee-waiver balance worth more than the fee it saves?

Take-home pay calculator

Know what's actually landing in the account.

For the everyday spending that runs through it.

Frequently asked questions

Does the PC Money Account have monthly fees?

No, it's a genuinely no-fee account. Transactions are unlimited. Interac e-Transfers are free.

How current is this rate?

We last verified it on August 3, 2026. Rates on deposit accounts move frequently, so confirm the current figure with PC Financial before you apply.

Other chequing accounts

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Simplii Financial

Tangerine No-Fee Daily Chequing Account

Neo Money Account

EQ Bank Personal Account

Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site. This does not influence our editorial content.

Written by

VaultNerd Editorial Team

Researching and writing about Canadian personal finance since 2026.

Last reviewed August 2026 · How we research

Cite this page

“PC Money Account.” VaultNerd, https://www.vaultnerd.com/ca/chequing-accounts/pc-money-account, updated August 2026.

Sources

PC Financial published product and rate pages
VaultNerd products database