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Haventree Bank
GIC

Haventree Bank 2-Year GIC

Haventree Bank
Best for

The best 2-year rate, and a low $100 minimum.

Rate
4%
Term
24 months
Minimum deposit
$100
Cashable
No

Rate verified August 3, 2026 · confirm with Haventree Bank before applying.

What you'd earn on this GIC

Pre-filled with this GIC's rate and term. Change the deposit to match yours.

4.00%
Term
Value at maturity
$10,816.00
Interest earned
$816.00
Effective annual yield (APY)
4.00%
Growth over time
Yr 1
$10,400.00
Yr 2
$10,816.00

Assumes the rate holds for the full term and interest stays invested. Real GIC returns are taxed unless held in a registered/tax-advantaged account.

Run the numbers

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TFSA contribution room

GIC interest is fully taxable outside a registered account.

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Frequently asked questions

How much would $10,000 earn in the Haventree Bank 2-Year GIC?

At 4% over 24 months, $10,000 would grow to about $10,816, roughly $816 in interest, compounded annually. Use the calculator on this page to run your own amount.

Can I withdraw from the Haventree Bank 2-Year GIC early?

No. This is a non-redeemable GIC, so your money is locked in until maturity. That's why the rate is higher than a cashable equivalent. Only commit funds you're certain you won't need.

How current is this rate?

We last verified it on August 3, 2026. Rates on GICs move frequently, so confirm the current figure with Haventree Bank before you apply.

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Written by
VaultNerd Editorial Team

Researching and writing about Canadian personal finance since 2026.

Last reviewed August 2026 · How we research

Cite this page

“Haventree Bank 2-Year GIC.” VaultNerd, https://www.vaultnerd.com/ca/gics/haventree-2-year-gic, updated August 2026.

Sources
  • Haventree Bank published product and rate pages
  • VaultNerd products database