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Achieva Financial
GIC

Achieva Financial 1-Year GIC

Achieva Financial
Best for

A strong 1-year rate from a Manitoba credit union.

Rate
3.6%
Term
12 months
Minimum deposit
$1,000
Cashable
No

Rate verified August 3, 2026 · confirm with Achieva Financial before applying.

What you'd earn on this GIC

Pre-filled with this GIC's rate and term. Change the deposit to match yours.

3.60%
Term
Value at maturity
$10,360.00
Interest earned
$360.00
Effective annual yield (APY)
3.60%
Growth over time
Yr 1
$10,360.00

Assumes the rate holds for the full term and interest stays invested. Real GIC returns are taxed unless held in a registered/tax-advantaged account.

Run the numbers

GIC calculator

Run your own deposit amount and compounding.

Inflation calculator

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TFSA contribution room

GIC interest is fully taxable outside a registered account.

Compound interest calculator

Compare against investing the money instead.

Frequently asked questions

How much would $10,000 earn in the Achieva Financial 1-Year GIC?

At 3.6% over 12 months, $10,000 would grow to about $10,360, roughly $360 in interest, compounded annually. Use the calculator on this page to run your own amount.

Can I withdraw from the Achieva Financial 1-Year GIC early?

No. This is a non-redeemable GIC, so your money is locked in until maturity. That's why the rate is higher than a cashable equivalent. Only commit funds you're certain you won't need.

How current is this rate?

We last verified it on August 3, 2026. Rates on GICs move frequently, so confirm the current figure with Achieva Financial before you apply.

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Disclaimer: This article is for informational purposes only and does not constitute financial, tax, or legal advice. Information may be simplified, incomplete, or out of date. Consult a licensed professional before making financial decisions. VaultNerd may receive compensation from partners featured on this site. This does not influence our editorial content.
Written by
VaultNerd Editorial Team

Researching and writing about Canadian personal finance since 2026.

Last reviewed August 2026 · How we research

Cite this page

“Achieva Financial 1-Year GIC.” VaultNerd, https://www.vaultnerd.com/ca/gics/achieva-1-year-gic, updated August 2026.

Sources
  • Achieva Financial published product and rate pages
  • VaultNerd products database